When you log into your bank account, how do your savings look? Probably not as good as you’d like. It always seems like an uphill battle to build (and keep) a decent amount in savings.
But what if your car breaks down, or you have a sudden medical bill?
We’re not judging — we don’t roll like that. We’re here to help. We just don’t want you to have to sell those Elvis-Presley-signed velvet pants you inherited just to pay some lousy plumbing bill. Those pants are sweet.
Try these tips to get the ball rolling, and start building up your savings so you can breathe a little easier. Turn Your Junk Mail Into Cash
You know all those flyers and advertisements you get in the mail each day? The ones you never wanted but have no idea how to opt out of?
Well, you can turn them into cash.
The Small Business Knowledge (SBK) Center is a market research company that wants to get a peep inside your mailbox. Join its consumer panel, and start shoveling that junk mail into a postage-paid envelope and, at the end of each week, send it over to the SBK Center.
No, you won’t be rolling in extra cash, but you can earn up to $20 every six to 10 weeks. Ask This Company to Get a Big Chunk of Your Debt Forgiven
A company called National Debt Relief could convince your lenders to simply get rid of a big chunk of what you owe. No bankruptcy, no loans — you don’t even need to have good credit.
If you owe at least $15,000 in unsecured debt (credit card debt, personal loans, medical bills, etc.), National Debt Relief’s experts will build you a monthly payment plan. As your payments add up, they negotiate with your creditors to reduce the amount you owe. You then pay off the rest in a lump sum.
On average, you could become debt-free within 24 to 48 months. It takes less than a minute to sign up and see how much debt you could get rid of. Set Up Direct Deposit — Pocket Up to $400
When you set up an eligible direct deposit with SoFi Checking and Savings (Member FDIC), you’ll get up to $400 straight into your account. No… really. Just a nice little bonus for making a smart switch.
Why switch? With SoFi, you can earn up to 3.30% APY on savings and 0.50% on checking, plus a 0.90% APY boost for your first six months when you set up direct deposit or keep $5,000 in your account. That’s up to 4.20% APY total. Way better than letting your balance chill at 0.40% APY.
There are no fees. No gotchas. Make the move to SoFi and get paid to upgrade your finances. Stop Paying Your Credit Card Company
If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape… but a website called AmONE wants to help.
If you owe your credit card companies $100,000 or less, AmONE will match you with a low-interest loan you can use to pay off every single one of your balances.
The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmONE rates start at 6.49% APR), you’ll get out of debt that much faster.
It takes less than a minute and just 10 questions to see what loans you qualify for.
i hate those debt consolidation orgs. its hard to know which are just other predators. ive heard some are above board, but many aren’t.
when i was personally hip deep in shit with a bunch of unsecured credit card debt at high interest and very limited, unsteady income the move that i used was to open a checking account with the community credit union. it came with a credit card with much lower interest, but the limit they approved me for wouldn’t cover my debt for a transfer.
i made an appointment to sit down in person with someone there and brought my paperwork showing my income over thlast six months and explained my situation as plainly as i could as some bozo in his late 20s.
they set me up with a very low interest loan to transfer it all to them and i was able to pay it off quickly after that. this was in the immediate aftermath of the GFC too, when none of the big banks wanted to loan anybody anything except at crazy rates. they saved my ass by treating me like a person.
after that experience, i will only ever work with community credit unions for taking on secured debts and never carry an unsecured balance with anyone.
I would like to meet the person whose idea this was…
@dead@hexbear.net please tell me some other place this would belong other than slop. This is a serious question and example of why we can’t just limit it to blog posts and social media.
I’m wondering why you’re posting this at all. It’s an actual advertisement website. When I try to load the page from different IP addresses, the page is entirely different. This is like a 2000s era myspace ad. Each link on the article has referral codes to different credit cards and shit because the website owner gets kickbacks.
If you tried to post this “article” on any subreddit, they’d probably just ban you from reddit to be honest. This is bot behavior, not even in a metaphor sense, like this is the type of thing that actual web robots post.
Is the goal here to honeypot hexbear users? Why not just ask the admins to email the user database to the FBI?
Should be obvious what it is I guess I should remove the link I was just curious what kind of insidious shit was being peddled to people increasingly desperate in what is looming as one of the biggest economic crashes in US history.
It’s not news, and it’s not like it’s different from many of the other shit posted on the site, it’s kinda messed up to imply that I am a bot. I included the relevant text so people could see what I saw that pissed me off, and a link because it seems so outrageous I figured I would provide a source.
Also that is just how every article on any site serves ads. Of course its garbage. That’s why it’s in slop.
Accusing me of “trying to honeypot” people is pretty low honestly. Do you think I posted this here thinking anyone would actually read that shit and decide it was worth anything other than mockery?
The tone of the last line of my comment is sarcasm, banter, light teasing.
This “article” is not an article. It literally says advertisement at the top of the page. Literally the top right corner of the page says “Advertisement Disclosure”. It’s not an article, it’s an advertisement.
https://archive.ph/iecTP (archive of your link)
I was trying to come up with more jokes but while eating noodles but idk if they would land.
You know how like sometimes you’re scrolling a website and some box pops up and says “There’s hot singles in your area waiting to talk to you! click here now!” What if there aren’t actually hot singles waiting to talk to me?
The more that I think about this tag, the more hilarious it becomes. You tag me as if I had some malicious intention by wanting to have the slop comm be moderated. Your post proves me to be correct.
The fact that the post got 20 upvotes shows that nobody actually read the link to see that it said “ADVERTISEMENT” at the top of the page. This demonstrates the dogmatic behavior in the current form of the slop comm.
If I’ve learned anything from the response to my proposal is that hexbears have no idea what this comm is intended to be. Every hexbear thinks that the comm’s purpose is something different.
The only similarity between posts on the slop comm are smugness, condescension, and lack of any substantial criticism. You didn’t know that you were posting an advertisement and many other slop posters don’t know what they are posting. Users post thumbnails of videos and don’t watch the video. Users post screenshots of headlines and don’t read the article.
The lack of direction of the comm promotes ignorance. The comm has become a substitute of criticism. Users post things that they don’t like and don’t even explain what the criticism is. The fact that it is posted into the slop comm is the criticism. This prevents any meaningful discussion from happening.
Imagine there’s a web forum for medical workers and medical workers are frustrated by the things that their patients tell them. So they make a comm called “shitpatientssay”. This comm would serve the purpose of a way to showcase incorrect things that patients says, so that the medical workers can share their frustration and also offer advice to handle the patients.
Then a year ago by, some of the medical workers are not only sharing things that their patients said but also sharing photos of their patients and even photos of injuries that the patients have. One doctor uploads a photo of a man with a broken arm, the post is titled “He said he didn’t know what happened”. This post becomes vastly popular, how could a patient not know what caused their arm to be broken?
Some of the doctors are made uncomfortable by these photos, some are disgusted and some say that it violates the trust of the patient. Other medical workers like feeling the disgust and seek out the photos.
It becomes clear to some that the comm is being used, not as a way to criticize or correct the patient, but instead as a way to mock the patient, to feel disgust towards the patient.
Eventually the comm gets to the point where 30% of the posts in the comm are not things that patients have said. Users are posting links to controversial medical journals. Users are posting videos of drug commercials. Some people are even posting articles to mass casualty incidents like plane crashes and mass shootings. These things have no resemblance to the comm’s original purpose.
A proposal is made to reform the comm to be limited to posts being about things that patients actually said.
The users cry “If the comm is limited to incorrect things that patients say, where will I post images of the badly cooked food in my hospital’s cafeteria?”
Just one giant ad roll as an article. - capitalism’s let them buy cake solutions.
