• boonhet@sopuli.xyz
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    3 days ago

    It’s weird to hear for a lot of us Europeans because most people here don’t use credit cards (so you’re out of your own money if fraud happens) and also all cards have been chip and pin for a few decades now, we don’t do this signing thing

    • RebekahWSD@lemmy.world
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      3 days ago

      Most cards here have the chip, I think. You mean how to put the card next to a reader and it goes beep, yeah? Those are available, but for some reason restaurants and drive through food places just…don’t do that? The only place I think that uses the tap part is something like Red Robin, a fast casual burger place. They have machines on the table you can tap. But for the most part you hand the card and the check/slip to the server, they disappear, return with a thing to sign and your card. But from my understanding it’s pretty easy to do chargebacks on the card or the like if someone were to charge extra or the like. But part of the reason for handing you something to sign is because you also can put the tip on there, being in the USA.

      • boonhet@sopuli.xyz
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        3 days ago

        Yeah our cards don’t generally have a pinless option except for the tap to pay thing. If the waiter disappears with your card, they’re limited to 50 euros without a pin for tap to pay, the magnetic strip is only used for ATMs and not payments

        • slackassassin@piefed.social
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          3 days ago

          Ya, it’s not different. Most people use debit and some drive throughs have a pin pad outside the window. If you hand the card it’s just for them to for them to swip/tap. Even if its credit you don’t usually sign in a drive through because it’s not a large transaction.