I (plus friends who do something similar) have been using centralized auth systems for this stuff. Proxmox supports OIDC, so if you are using Authentik or something similar you can just use one password.
And then Authentik supports 2FA, so you can use TOTP with that, or use passwords only.






Do you use the web ui?
I use the web ui heavily, but it's only packaged by the incus package from the author, and not included in the debian packages.
Also, what are you using for authentication?