Noise reduction in buildings have come a long way. Anyone living in an old apartment is going to find it more noisy.

but it’s hard to then build the services that this many people need

The idea is that there are the same amount of people on the island.

Island 1 might need 2 small schools to serve the top and bottom of island.

Island 2 could put one large school in walking distance of living building.

One large school is much cheaper than multiple smaller ones.

Same with things like fire stations. You only need one around the living building on island 2. One station on island 1 might not be in range of all the homes.

You are not thinking about the large picture.

Renting a tiller and throwing down some clover seeds is cheap compared to a lifetime of lawn people.

Just like with your first comment. Yes things break and are expensive, but you’re not throwing ~1500 a month out the window renting.

You can donate blood in 20 minutes. It takes an hour plus to donate plasma

Am I going to sit in a chair for an hour plus without any compensation? Maybe once or twice here and there. But you can donate plasma at least twice a week.

It requires two donations for a single unit. If you donate once and don’t donate the second, then your first donation is unusable. You have to get them to donate twice.

When I was donating plasma, it paid about $75 for each donation. 50 first, 100 for second. The money is pretty good. $300 a month is a lot for a lot of people.

If you didn’t compensate people for plasma donations, a lot wouldn’t do it. They currently need more people to donate.

Plasma “donation” is a good thing.

Fear of losing basic income is a great crime deterrent.

Are you going to steal from that gas station if you could lose your basic monthly check for 20+ years?

You think kids would drive drunk if you told them that if they were caught, they would lose their basic income for life? Most think it’s a slap on the wrist, maybe some community service, IF they get caught.

I had to look up what the summoner’s tale was. I can say this from memory.

"Whan that Aprille with his shoures soote,

The droghte of March hath perced to the roote,

And bathed every veyne in swich licóur

Of which vertú engendred is the flour;

Whan Zephirus eek with his swete breeth

Inspired hath in every holt and heeth

The tendre croppes, and the yonge sonne

Hath in the Ram his halfe cours y-ronne,

And smale foweles maken melodye,

That slepen al the nyght with open ye,

So priketh hem Natúre in hir corages,

Thanne longen folk to goon on pilgrimages,

And palmeres for to seken straunge strondes,

To ferne halwes, kowthe in sondry londes;

And specially, from every shires ende

Of Engelond, to Caunterbury they wende,

The hooly blisful martir for to seke,

That hem hath holpen whan that they were seeke."

You can say good morning with an infection that makes it asking. Like if I looked over at you on the bus and go “good morning?”. You’d know to reply that you were indeed having a good one. Same as if I said “rough morning?”

I would reply “Just saying”

It’s totally conditioned to say it. I come from where the response to “How you doing?” Is “Good, you?”, “Good”

If someone just said “Morning” to you, you’ve been conditioned to think something is wrong or they are having a bad day more than likely.

First impressions matter, and the first word out of your mouth better be good

You didn’t have to memorize the Canterbury Tales?

Black is wasting tempo to offer a queen trade

Black is not developing any pieces

Even without the blunder it’s just a poor move

We administer retirement, disability, survivor, and family benefits, and enroll individuals in Medicare.

Social Security provides retirement income for almost every American worker.

Ssa.gov

An investment fund is a supply of capital belonging to numerous investors, used to collectively purchase securities, while each investor retains ownership and control of their own shares.

Investopedia.com

The only thing not making it an investment fund is that the government forcefully takes the money and you don’t own the money after it is taken.

The average person gets the majority of their retirement income from SS.

Ask the average person what SS is. They will say that it is a retirement fund. What is a retirement fund? An investment fund.

Social insurance, as conceived by President Roosevelt, would address the permanent problem of economic security for the elderly by creating a work-related, contributory system in which workers would provide for their own future economic security through taxes paid while employed.

Ssa.gov

The average person makes 65k

Social security is 12.4%

Medicare is 2.9%

Social Security is 8.19k

Medicare is 1.885k

Average person pays 10k a year to SS and Medicare.

Retirement age is 67

Start work at 18, 49 years of work.

S&P500 has returned an average of 10.64% apr for the last 100 years. 16.5% last 5 years.

30-year morgage is ~7.5%

Let’s just assume the person could put extra money towards their mortgage, gaining 7.5% apr.

10k/12= 833.33 per month

833.33 a month at 7.5% apr for 30 years is 1.02M

833.33 a month at 10% apr for 49 years is 10.41M

Government takes 1-10M from the average American retirement account to give them SS and Medicare.

Let’s say you live until 80. Average life expectancy is ~77.5. Means you have 13 years in retirement.

Average SS payment is 1,864.52 a month. 22,374.24 a year.

13 years of 22,374.24 is 290,865.12.

Average person is losing 750k-9.75M for retirement.

Medicare is a whole other beast but unless you’re going to pay 750k+ on medical expenses in retirement, it’s not going to benefit you.

Even with Medicare you have to pay premiums, deductibles, copayments, and coinsurance. So it’s not like it’s all covered for “free”.

SS is a government ran ponzi scheme. Anyone else doing it would be a crooked investor.

I get that minimum wage is $7.25 and that’s 15k a year. They are paying 2k a year for SS. They will most likely benefit from the system.

But the average American shouldn’t be footing so much of the bill and not seeing any benefits.

It’s crazy

Criminal Minds

How is it “taking their meastaking their measurement system and fucking it up”?

USA uses inch, feet, yard. There is small, medium, large.

Metric has centimeters, decimeters, meters. There is small, medium, large.

Everyone knows a yard and a meter are about the same. Everyone also knows centimeters are tiny.

When someone who doesn’t use the metric system thinks of how tall they are, they use feet. Medium.

I’m 2 yards tall. Someone that’s 5 feet tall is 1 2/3 yards. 5 1/2 feet is 1.83 yards.

You wouldn’t use yards to measure a person. You’d use feet.

When you ask someone that doesn’t use metric how tall someone is they have to pick between cm or m. Most people couldn’t tell you in yards so how do you expect them to do it in meters?

If they just had to think in feet and then ×3 to get decimeters, it would be easy to convert. Maybe even have a decimeter ruler.

5.5 feet is 16.5 dm with quick math. Or 1.65m. Truly, it is 1.68m.

3 decimeters is equal to 1 foot.

1 yard is equal to 9 decimeters.

Just multiply by 3

I’m 6 ft tall. If someone asks me how tall I am in metric, I just say 18 decimeters.

An American football field is 100 yards, or 300 feet. 900 decimeters.

An 8ft board is 24 decimeters

Really not that hard to convert. Sadly no one that uses the metric system uses decimeters for some reason.

A standard doorway in US is 3 ft. Has to be that for code. 91.4 cm or .91 meters. If you used 9 decimeters it would only be .5 inch off.

You round to 90 cm you’d be .5 inch off. If you round to .9 meters you’d be almost .5 inch off.

If the metic system was shown to the US as decimeters, they would be on board more.

What you’re saying

Say my mortgage is 1k a month.

I can’t afford 1k, so I let you move in and pay me “rent”

You pay me 1k each month.

After a year, I kick you out and move back in.

Where’d your 12k go?

Bank going to give 12k in cash to you and increase my mortgage by 12k?

Why would someone buy a house so someone else could slowly buy it from them? They would essentially be acting like a bank.

Who keeps up with the house maintenance?

Landlords are unneeded middlemen. A good system doesn’t use them.

Your idea is “rent to own”.

You can rent to own a Playstation that’s 300 dollars for a small monthly price but at the end of the loan you’re going to pay 600 dollars total for the Playstation.

Why am I going to go to Best Buy, buy a Playstation for 300, then let Jimmy down the street play with it while he slowly pays me back my 300?

Why am going to buy a house for 100,000 and let Jimmy rent to own it?

600 a month for 15 years. He’d pay for it.

If I put 100k in the S&P500 for 15 years, I’d have 415k.

Would I rather:

A. Help Jimmy get a house

B. Make ~300k for just sitting

Push for Supreme Court ethics reform, term limits and add amendment to make even the president not above the law.

It’s like a large trading card that you can use to play music

Except the upside-down flag

Iron Maiden and Slayer are vastly different