• BCsven@lemmy.ca
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    4 days ago

    We don’t do 30 years here anymore. Its 25, and most people can’t do the 20% down, its 5% for first time homebuyer

    • EndlessNightmare@reddthat.com
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      3 days ago

      Fun fact: the increase in monthly payment going from a 30-year down to a 20-year mortgage is less than 20-year to 15-year.

      This is also why the talk about longer mortgages should be a non-starter.