• ChonkyOwlbear@lemmy.world
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    3 days ago

    Obamacare subsidizes healthcare specifically for people who couldn’t afford it before. The only people it penalized were rich people who refused to get healthcare. The fee was waived for most.

    • the_crotch@sh.itjust.works
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      3 days ago

      The only people, huh? As someone at the lower end of middle class, my premiums doubled every year for the first 4 years of Obamacare. When it got to $800 a month I cancelled it and took the penalty instead. Fuck off with your propaganda and lies.

      • ChonkyOwlbear@lemmy.world
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        3 days ago

        First of all, the price increases of healthcare were rising at exactly the same rate before and after Obamacare so that has nothing to do with the rate increases. Second, there are all sorts of exemptions like if you make less than 150% of the federal poverty level or if the marketplace plan would cost more than 8% of your household income. That means unless you were making $120k a year (which would mean you could definitely afford $800 a month insurance) you would be exempted from the penalty. Basically, if you paid the penalty it’s because you fucked up.

        • the_crotch@sh.itjust.works
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          3 days ago

          First of all, the price increases of healthcare were rising at exactly the same rate before and after Obamacare

          Well that’s just straight up nonsense easily disproven by a simple Google search

          “For 27-year-old men, the average county faced 91 percent increases; for 40-year-old men, 60 percent; for 64-year-old men, 32 percent.”

          https://www.forbes.com/sites/theapothecary/2014/06/18/3137-county-analysis-obamacare-increased-2014-individual-market-premiums-by-average-of-49/

          I didn’t even bother reading the rest of your reply. I don’t enjoy being lied to.

            • the_crotch@sh.itjust.works
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              2 days ago

              I’m talking about premiums, and so is the article I posted. Yours is about out of pocket expenses. I don’t care about out of pocket expenses when my premiums went from $180 a month to $800 a month in a 3 year period. This happened because Obamacare dictated that insurance companies could only profit from 20% of the premiums, so of course they responded by raising prices by the maximum allowed by law until 20% was equal to what they used to make before Obamacare. Any reasonable person should have seen that coming. Obamacare was a very stupid law.

              • ChonkyOwlbear@lemmy.world
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                2 days ago

                I don’t care about out of pocket expenses when my premiums went from…

                You have to care about out of pocket expenses. If you pay less in premiums but then more in out of pocket, the you aren’t really paying less, are you? You personally might have ended up paying more, but as a population people paid less.

                • the_crotch@sh.itjust.works
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                  2 days ago

                  As a guy in his late 20s, my out of pocket expenses became 100% when premiums rose to the point that I couldn’t afford insurance anymore. Maybe Obamacare helped someone somewhere. It didn’t help the middle class. And the implication that it only increases costs for the rich is absurd.

                  • ChonkyOwlbear@lemmy.world
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                    1 day ago

                    I’m not saying that costs didn’t increase. But those costs were increasing before Obamacare and stayed at a steady rate of increase after Obamacare. Yeah, the system sucks. Obamacare made it suck less for some people like my partner who survived childhood leukemia who can’t have a “pre-existing condition” held against them. More than 50 million people have been covered by the ACA since 2024 with more than 24 million currently enrolled as of 2025. Many of those are people making less than 150% of the federal poverty level.