The point isn't to absolve people of making bad decisions, but that doesn't mean the companies whose tools provide dangerous advice in a friendly and factual manner should be without accountability.
Consider that people in all possible situations and mental health conditions have access to these tools.
Yeah. Also fascists are notoriously hypocritical. Their leaders in particular don't actually believe their own propaganda, they will approve and condemn whatever is conducive to their politics and propaganda. Why would we take their horrid worldview more seriously than they do.
Sci-fi plans to "save humanity" from catastrophic climate change usually remain in the planning / CGI stage. That's much cheaper, and it is all you need to placate people who might otherwise make demands about our economy and ecology here on earth.
Fair enough. Clearly I'm not that in the loop on the details, and I agree there should be a way to use it without relying on smartphones. I don't use a banking nor paypal app today either.
But Visa and Mastercard are making a big play to shift the European market towards the US model where their credit cards are used for everything, so time is of the essence. For that reason I'm okay with some drawbacks, because there's at least a chance they will be addressed down the line. Also combating the payment duopoly and circumventing US-based systems are major wins for consumers already. I further hope it would hopefully over time see adoption in other countries as well as a real alternative to CCs when travelling.
I was talking about offline processing. But the 14-day return (and other consumer protections) hinge on the vendor playing along. If they don't, your bank just says "you authorized the transaction, SOL".
This is the reality with SEPA transactions even in cases of blatant fraud. Your bank tells you to sue the recipient in court, they won't do a thing for you.
Money transfers are too slow, too cumbersome, and do not offer any consumer protection. They aren't designed for POS processes or small-time transactions.
Yes, replacing PayPal is exactly what this is supposed to do, plus VESA Debit and Maestro which are already a thing of the past.
The point isn't to absolve people of making bad decisions, but that doesn't mean the companies whose tools provide dangerous advice in a friendly and factual manner should be without accountability.
Consider that people in all possible situations and mental health conditions have access to these tools.