Constrained supply
But there are empty properties now. There is supply. House prices are too high for all of the property to be affordable. That is because property as an appreciating investment is valuable. You can only live in one house, to buy multiple properties and have that appreciated investment, you are a landlord.
Low interest rates
allow you to buy a property. They allow people investing in housing to buy many. It results in the above.
Banks pushing bigger mortgages
Sure
Help to buy
Allows affordable housing to become an investment. See my first point.
Rich people were losing to much money
Yep, some of those people were landlords who were finding city prices dropping.
Clearly landlord culture isn't the "only" problem. But fuck me it's a big part of the issue.
This. So much of this.
I see the same with any federated platform. People are excited to explain how complicated and clever and different services and integrations and... Shut the fuck up.
App, sign-up, post, like, subscribe. Done.
People will learn the rest if it is important enough to them to master