I’ve been open variable I like that my rates went up and down with prime over the last 5 years but didn’t sit at an artificial low only to poison pill me at the end of the term. I’m renegotiating right now and as I told my broker if anyone tells me they know what the rates are going to do in 1 year let alone 6 months I have a bridge to sell them lol
See picture.
- 4 Posts
- 1.13K Comments
whoisearth@lemmy.cato
politics @lemmy.world•Texas Democrat James Talarico May Be on Track to Turn the Lone Star State Blue
4·2 days agoIt’s really funny as an outsider. It’s been decades of “Texas is going to go blue” lol
Trogdor the Burninator
Ya as I said Pros and Cons.
My parents at one point in the 80’s had a 3 month mortgage term because the rates were like 20%
whoisearth@lemmy.cato
Today I Learned@lemmy.world•TIL the stop motion film industry is propped up by one rich kidEnglish
32·2 days agoI love Hollywood accounting. We collectively acknowledge it’s a very real thing because we are all not dumb but at the same time whenever we don’t agree with something we can also simply use it as a crutch.
Now that said you may be right, but you may also be wrong. Who knows? 🤷♂️
whoisearth@lemmy.cato
Programming@programming.dev•Is there any use in learning an "easy" programming language?
6·2 days agoAny language is good to start with. When you learn a language pick one that makes sense to you. The main thing you are learning is not the language it’s how to change how you think about problems. From there the differences between languages are technical and any language can be conquered in time except JavaScript because fuck JavaScript.
Keep in mind this is anecdotal but at the same time I don’t think it’s unique.
I understand the value of unions and I think the world is better off with them than without them.
But
Having worked in them as a teen I will say the union leadership is to not be trusted as much as the business owners. Birds of a feather. The problem is power and hierarchies.
What I also did not appreciate as a union member was being told by people who have been there longer “stop working so hard the quotas will go up and we will be expected to make more” like wtf?
I love unions in theory. In practice they’re just as corrupt because they don’t address the underlying problem if anything they put lipstick on the underlying problem.
There are always going to be pros and cons to any situation but as a Canadian I’m thankful our system is setup where the amortization is set but you redo financing regularly. I’d hate to have to buy a house and be paying a set percentage the rest of the life of the mortgage it causes situations just like this.
That said, I wish we could claim the interest paid on our homes with our taxes which we can’t.
whoisearth@lemmy.cato
Technology@lemmy.world•A CEO told employees they won't get raises in 2026 because the budget is going to AIEnglish
3·2 days agoThat’s future CEOs problem
whoisearth@lemmy.cato
solarpunk memes@slrpnk.net•How do you guys stay optimistic? It's tough
22·3 days agoVery easy. Control what you can, accept what you can’t.
The world may be burning around us, but that doesn’t mean you can’t have fun. When the house is on fire be the one toasting marshmallows.
whoisearth@lemmy.cato
politics @lemmy.world•Gay right-winger humiliated as he can't name a single thing in America Trump has improved. “I have never seen anyone get their ass handed to them this badly.”
1·4 days agoFrom everyone regardless of race, social status or net worth and doesn’t matter if you have been in the country for 50 years or 1 year.
You know how taxes are supposed to work right?
whoisearth@lemmy.cato
politics @lemmy.world•Gay right-winger humiliated as he can't name a single thing in America Trump has improved. “I have never seen anyone get their ass handed to them this badly.”
6·4 days agoReminder that Glenn Beck may have raped and murdered someone back in the 90’s. He’s never disavowed it.
whoisearth@lemmy.cato
politics @lemmy.world•Gay right-winger humiliated as he can't name a single thing in America Trump has improved. “I have never seen anyone get their ass handed to them this badly.”
122·4 days agoYou do understand it’s not about you the individual paying the reparations. It’s about the system that profited and profits from all that bad history. Hence the government pays for the reparations.
It’s acknowledging the system is at fault and yes, if you’re white you have benefitted and your parents and relatives have all benefitted from that system.
You could be a poor as shit white person and there are still examples that can be raised on you being in a position of privilege. I find this is the largest struggle for many white people. “Well I’ve never benefitted from the systemic racism in place.” Yeah you have, repeatedly.
If my girlfriend can learn so can a robot.
Don’t do Jim Treliving dirty like that.
Gimme one! I’m the same way at 48!
Recently I’ve been banging
And
And
Why do I want to listen to the same shit I hear everywhere?! Give me new!
whoisearth@lemmy.cato
Mildly Interesting@lemmy.world•‘There is no way to stop this’: Canadian biotech entrepreneur wants to genetically modify babies
3·7 days agoPersonally speaking as an agnostic person it disturbs me we are so quick to decide we will play God without having a long serious adult conversation about if we should play God.
Pragmatically I agree it’s going to happen because I know humanity too well but that said it’s not something I would ever personally partake in at least at this current point in time.
whoisearth@lemmy.cato
Political Memes@lemmy.world•Another reminder that Conservatives don't actually listen to the song lyrics
312·7 days agoPersonally speaking they should pave over the entire ME. No one is showing they have the maturity to live there so take it away from everyone.
That said, not possible lol
whoisearth@lemmy.cato
Political Memes@lemmy.world•Another reminder that Conservatives don't actually listen to the song lyrics
215·7 days agoWhy is it impossible to discuss important things with people who act like fucking children? Maybe because they are? 🤷♂️
Anyways neither of us are solving this problem so I’m dipping out of trying to have a discussion with a dumbass. Your words not mine.









I mean outside of America people have lost their jobs and their titles and potentially jail time due to appearing in the files. You can argue it’s not enough but I will stress outside of America there has been some semblance of accountability.
In America absolutely nothing has happened. Nothing. Speaks volumes of the nation.
The emperor is without his clothes. We all see it.