

Getting your credit score up can have benefits. My credit was destroyed after my bank scammed me and I couldn’t pass the background check to rent an apartment. I literally had to bribe a landlord with an extra $1k deposit just to rent an apartment. That’s just one example but there’s many more. The world is increasingly stacked against those with bad credit, and in favor of those with good credit. It really is in your interest to game your score up with a low limit card.
After reading that NYT article on what went on while Epstein was affiliated with JP Morgan, they have a lot to answer for. They knew enough to understand crimes were being facilitated, and they actively subverted normal bank procedures in order to continue facilitating those crimes. They were literally consulting with Epstein about how to run the bank, hiring decisions, dealing with scandals. Epstein was serving jail time simultaneous with working as a consultant for JP Morgan executives. The whole thing is sketchy as fuck. JP Morgan did not have anything like a normal business relationship with Epstein.