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InitialsDiceBearhttps://github.com/dicebear/dicebearhttps://creativecommons.org/publicdomain/zero/1.0/„Initials” (https://github.com/dicebear/dicebear) by „DiceBear”, licensed under „CC0 1.0” (https://creativecommons.org/publicdomain/zero/1.0/)S

sevan

@ sevan @lemmy.ca

Posts
0
Comments
99
Joined
2 yr. ago

  • Asking for a chocaholic friend

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  • My kids used used to call it chokit. They have since learned to pronounce it correctly, but my wife and I have adopted chokit permanently.

  • Which stage are you at?

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  • Mint on my desktop and Pop on my laptop...so that part seems accurate for me.

  • True story broh...

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  • That looks like a super car with a healthy 6-figure price tag to me.

  • Even households earning $150,000 a year are struggling with credit card and car payments

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  • Yeah, I was guessing that one might be way worse than that. When my kids were born, it was cheaper for my wife to quit working than to pay infant rate child care, but that was a long time ago.

  • Even households earning $150,000 a year are struggling with credit card and car payments

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  • I was curious what this might look like, so I ran some numbers. It would be easy to hit this in a high cost of living area where rent will easily run 5-6k per month, but what about a medium cost of living place? I assumed a family of 4 with both parents working for 75k each and a 20% total tax rate (FICA, federal, state). All of this is based on what I know of typical cost of living items in the US.

    After Tax Income (monthly) 10000

    Housing 2500 Child care 1500 2 Car Payments (25k each) 1000 Groceries 800 Medical (incl. insurance) 800 401k (6% deduction) 750 2 Student Loans (30k each) 700 Utilities 400 Auto Insurance 300 Total Core Expenses 8750 Leftover for Discretionary 1250

    So, you'd have 1250 per month to cover clothing, auto fuel, dining out, pets, fun money, subscriptions, activities for the kids, gifts, etc. You could easily run that to zero or below every month.

    Now, there may be some room to cut in this budget, like not funding your retirement and giving up your 401k match or living in a much smaller home. But I would also say some of these numbers are very generous. Rent could be over 3k, most people don't have a 25k car loan, if you own your home you can get hit with random major repair costs, and probably most parents would laugh at my estimated child care cost.

    I think a key takeaway here is that kids are really expensive. Aside from the child care costs, most people with kids will want a little more living space than is doable in an apartment and kids go through food and clothes like crazy. You could probably chop at least 2-3k per month off this budget if it was a couple living in an apartment closer into the city core, with shorter commutes and maybe even options for public transit, biking, or walking.

  • Removed

    Can i simply bake frozen chicken or does it actually need to thaw over several hours or immersed in cold water or something?

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  • You can pressure cook frozen chicken in an instant pot.

  • I made 17 stackable, movable garden beds out of scrap timber I salvaged

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  • Oh, that makes sense!

  • I made 17 stackable, movable garden beds out of scrap timber I salvaged

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  • The tall one in the back looks a little inconvenient. Are you growing native prairie grass in there?

  • See their point

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  • Not even a little bit true for me. I listened to pretty much only country at 14 and I don't listen to any country now, not even the stuff I liked then. By 16 I had switched to mostly rock & alternative. I will still listen to that occasionally, mostly for nostalgia, but it isn't on any of my playlists. I suspect most everything on my regular playlists came out after I was 30, but it continues to shift forward over time. I suspect eventually most of my current playlist will age out too.

  • guys I think this train might be a little insane

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  • I love this cover!

  • As The Outer Worlds 2 hits $80, director says "we don't set the prices for our games" and wishes "everybody could play" Obsidian's new RPG

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  • I bought the first one for $20. For the second I'll play on Game Pass, if it is available, or again wait for $20. Maybe even less if I forget about it, which I might.

  • AI company files for bankruptcy after being exposed as 700 Indian engineers - Dexerto

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  • Someday, that's what we'll be sold as "The Singularity". Some company like Apple or Google will offer us ascendance into the cloud, but we'll actually just become digital slave labor.

  • Maelle telling Doomguy to "PARRY IT!!!"

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  • Yeah, my only major criticism of the game is the way they handled difficulty settings. "Story" mode still requires you to learn the mechanics and play the way they intended. It should have been called "easy" or "casual" or something and had a separate "story" mode that is really just about enjoying the story without any combat difficulty.

    I don't really enjoy turn-based combat or quick time events, so this game would have been a complete pass for me, but I decided to check it out on Game Pass and I really liked the art, music, and story. I ended up modding out all the combat challenge so I could enjoy it anyway, but it would have been better if I could tweak it through the settings and maybe end up with something a little more balanced.

  • Maelle telling Doomguy to "PARRY IT!!!"

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  • My favorite mod to the game is increasing the parry time.

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    Permanently Deleted

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  • I streamed it on Game Pass for about 30 min and was bored and quit after the first level. I'm not really the target audience, but I still expected more.

  • Just got charged for reading it

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  • It drives me nuts that my state has "deregulated" natural gas. All natural gas in the region is supplied to every home by a single company (the same one as before deregulation). I pay at least $35 a month all year just for the privilege of being connected to it.

    BUT, I don't actually do business with that company. I get to pick from a dozen companies that all provide front-end billing for my natural gas. They advertise how much they will charge per therm used (plus an admin fee), but that price is on top of what I pay to the company actually providing gas. If I have an issue with the gas, the supplier comes out to deal with it, not the company I pay every month. And, I have to change companies every 6-24 months to maintain the advertised rates, otherwise they increase my cost after the new customer price expires. Its fake competition that added an extra step to the process and increases prices compared to the regulated version that used to exist.

  • The duality of man

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  • Obviously, twice per sexual would be semi-sexual.

  • Recommendations for a weightlifting tracking app for iOS that will record the exercises, reps, and weights, and maybe even recommend when to increase weight?

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  • My preferred app (Fit Notes) is Android only and doesn't have any of the fancy features you mention.

    My second favorite app (Personal Training Coach) does appear to be on Apple and has lots more features. You can pick between many popular lifting programs or setup your own. Programs can be built with progression plans and timers and can increase weight after a successful session, hold weights if you are unable to complete a progression, or reduce weight after multiple failed attempts.

  • I don't get the love for Nextcloud - alternative for just files?

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  • I'm in the process of (very slowly) migrating my household from Windows to Linux and am currently testing Nextcloud as a replacement for OneDrive. In my case, I set it up using pikapods.com because I want offsite storage. The server part of the setup was incredibly easy because the host did all the work.

    Getting my Linux client setup was kind of a pain (especially compared to the Android and Windows clients), but everything seems to work ok so far. Of course, I'm only backing up a small amount of data so far, so I can't comment on the efficiency or speed for a major backup.