it’s not a cap, it’s that the monthly fee covers 120 mins. overages accrue per-minute charges, but if you’re routinely needing more than 2h talk time, jmp may not be the best answer

q21 on https://jmp.chat/faq

Every JMP plan comes with calling credit, worth approximately 120 minutes within the US & Canada, included in the monthly price. By default accounts are set to be warned when this limit is reached so no one gets any surprise charges without getting permission first. You can adjust your plan settings with the bot to raise this limit and allow your account balance to be directly billed for any minutes over the included amount.

per-minute pricing: https://jmp.chat/pricing/USD#US

I’m torn, because on the one hand, yes! — the hour I spent figuring out which PGP XEP was the right one is an hour I won’t get back. But, “only the XEPs you need to implement for a modern messaging application, ignoring historical cruft and excessive backwards-compatibility” sounds so much like the beginning of an extend-and-extinguish cycle.

thank you… more of a thought experiment now than a true need, but it seems like if it became a need, i’d be better off building a matrix account. i suspected this but had hoped for more :/