I moved my setups to Pangolin and placed it on a VPS and then just have been using it since and is about the same as I could run it with a CDN such as Cloudflare. I know Cloudflare has better security with things but I also use Crowdsec which has been nice for keeping most things away. I host my email through Mxroute so it's never an issue. While Cloudflare has been very stable for years, this last outage didn't affect me like it would have, although I'm just use the stuff or my purposes.
I left Cloudflare because I was ready to move away from there and found that Pangolin offered what I was looking for. No hard feelings either way toward Cloudflare at all.
I use a Nuki Smart Lock Pro for mine (US Version), With this one, it still allows you to unlock your door with your usual house key which is perfect for renters and those who share access. Before this, I used an August Lock. Both of which can interface easily with Home Assistant for example making them cloud free if you should decide to. The Nuki lock for me is better and much nicer than the August (I had the Model 2). It offers local control and also cloud if you want to be able to unlock your door from the office for example.
You have to be careful with Tuya. Tuya allows makers to build products and resell them under a white label system, this can often result in copy cat products. Some companies more secure than others. With the Tuya cloud cutter, this will work and permanently decouple your device from Tuya, but only if it's supported. I use
the above Tuya controllers for some of my items and each supplements the other. I have a Tuya Dehumidifier, a CO2 detector, camera, light bulbs, panic alarm and a home alarm all of which I can control locally without the Tuya Cloud using thie local keys you can get from Tuya's site.I keep the tuya plugin so I can log in and control some of those devices which don't have a local key (there are a few), the Xtend Tuya can often provide more functions and then of course the local Tuya plugins for what I can control locally.