Raising your kid(s) right is better than passing any monetary wealth on to them. If they grow up knowing that they're set and will inherit your money/house, they may get lazy and just depend on that wealth. That money will be gone after the 3rd generation.
I feel the gaming industry itself is abusive and low pay. In HS, I thought I was going into the video game industry as well. But now I'm just doing enterprise-y REST API development. It pays more and is less demanding than making games. Family comes first I guess. I can do my passion projects on the side if I want. I managed to buy a home by moving to LCOL area in Texas instead of going to California.
TBH, I feel like there's an oligarchy controlling both parties. I voted for Harris, but I think I just voted for the less bat-shit crazy side. The billionaires are still going to get richer, corporations will continue to consolidate, middle-class will keep dwindling, and common people will keep getting poorer and have less say.
Unbounded risk-taking such as insuring people building houses in risky locations will lead to bankrupting the country.
If insurance is going to cover it, then there needs to be stipulations on the home owner to reduce the risk - for example, building the home out of steel and concrete, raising the structure high enough so that floods and storm surges cannot reach indoors, etc.
Things are so tiny nowadays, you could probably cram a tiny processor w/ ram, and 5g modem into something the size of one of those cylindrical capacitors. Of course getting by the scrutiny of US engineers receiving a product with that would be a little harder.