wow. sorry to hear about your ex's. can't believe one embezzled 100k without consequences. that's nuts
I fully believe social security will be worthless when I retire, and am saving for retirement outside that. but when I retire the planet will be a dessert wasteland with a few billionaires controlling the oasises. like every dystopian scifi movie
how old are you and how do you plan to support yourself now?
someone I know was in a similar position. after a brutal 6 months of searching they landed a job. thankfully they had savings and health insurance to tide them through...
in my field there are enough high quality journals that are published by societies and non profit publishers that we never need to publish with elsevier again.
are they choosing people from voter lists?