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2 yr. ago

  • That's such a cheap shot at my point.

    1. People chose to take out these loans, this isn't like cancer or slavery.
    2. Someone has to pay for the loans. When forgiven that means every tax payer is taking on that burden. So yes a good thing happening to you can be a bad thing for other people.
    3. Most importantly, forgiving current loans doesn't prevent more people from falling into the same pitfalls. Meaning you're just perpetuating the problem

    My point is don't forgive loans if you haven't fixed the problem because all your doing then is perpetuating the broken system and burdening everyone with student debt.

  • I agree that Biden is going to go down in history as a bad president for not doing more to prevent the current state of things, but when half the country keeps voting for facisim the problem isn't just the politicians.

  • I think the real answer is to find ways to make state schools free (or with set affordable loan programs). That would provide massive pressure for private schools to lower there prices and hopefully have a deflationary effect.

  • Too big to fail means that the failure of a business or industry would take the country down with it. The college industry (as it's more an industry than anything else) has effectively become "too big to fail". But what's so insidious about it is that rather than all these schools carrying the debt, they've literally pushed it onto the students.

    Forgiving student loans without a plan is a bailout for colleges and only accelerates the broken system.

    As for screwing people over with changes to forgiveness plans (or making them too rigid in structure) is an example of something that needs to be fixed because it's clearly not working.

  • I mean, not really. We keep waffling between 45/55% of our government being controlled by fascists.

    If 45% of the governing body is still fascist, that makes it kinda hard to actually do anything when most of our government requires more than a simple majority to get things done.

    Just look at Trumps approval rating right now. It's still not below 40%.

  • I think there are three problems with loan forgiveness:

    1. We can't just keep bailing people out. If you're going to forgive loans, you need to actually address the root cause first.
    2. Why do the people who did the right thing by paying back the loans get shafted? They made sure they could pay back their loans and made sacrifices to do so, and now youre letting people unprepared for the loans leap frog them?
    • It's almost like "too big to fail" but for people.
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  • Yeah, but both the Palestinian and Israeli side (assuming that's the border on the right hand side) look worse for wear in the "after". Most likely cause it's wet vs dry season.

    Seasons really change how things look, especially at that low of a resolution.

  • What form of social organization doesn't when not corrected over time?

  • This is the right answer.

    LLMs have already become this weird mesh of different services tied together to look more impressive. OpenAIs models can't do math and farm it out to python for accuracy.

  • It's possible you like the risk-reward elements of rougelites? If so (and with some gambling themes) you may like these:

    Note: Like Balatro both these games have android/ios versions.

  • Common Side Effects is so good!

  • I understand what you mean, but my criticism is with the news/reporting.

    Weve had multiple democratic politicians be attacked and murdered whose whole time in the spotlight doesn't cover the media attention that Kirk got.

    Hell, we still don't really know why Kirk was shot.

    In this political climate, a judge's house going up in flames should be a huge story. Sure it could end up being nothing, but so did the story with Kirk.

  • I don't know why you're being downvoted, it doesn't.

    This doesn't say if wikimedia foundation is using it's money well, just that it is using its money (which is sorta what a non-profit has to do).

    Also, if we boil all donations down to "who needs it most" then most non-profits and charities wouldn't exist.

  • How is this not bigger news!

    I have to listen to weeks about some random podcaster getting shot, but a judge whose made judgements against trump has their house burned down and everyone is all quite?

  • ಠ_ಠ

    I can't tell is this is a joke playing off the Ai bubble being "17 times" larger or if you're serious.

  • To add to this, some spending is done in chunks for the year or doled out every month.

    Some money may be given back to the government if it isn't spent.

    Some money is purposefully cryptic in its spending for national security reasons.

    There are a lot of things that make it difficult to accurately track things against the entire government, which is why auditing individual departments/agencies is how it's usually done. However, even then it should be better than it is.

  • Ever time you see a house on fire, you're almost guaranteed to see firemen.

    So clearly firemen must be the leading cause of house fires.