I'm not the only one who wants this. All exists in some form already. If it can't be open and secure, it is not secure at all. "security through obscurity is no security at all"
I want to pay for something directly from my phone by transferring to an address. Far better you push a known amount from your trusted device. Right now, it's pull from your card! Basically, right now, every machine you put your card in you are relying on pulling the same number it displays! This only works at all because of the nightmare control of middlemen like WorldPay. They can get stuffed. Try making something that needs payment right now.
Well that also makes my point. If no one knows about the extra gold, it wouldn't effect the price of gold until it was noticed there was more of it. It is about the belief of scarcity, not the scarcity.
I'm saying not all cryptos are as damaging. "Proof of stake" instead of "proof of work", is all about reducing the load. But part of the reason for any mining is so the system is setup to pay those running the block chain. You could just have banks all running it and no payment built in. In fact, if it is for a traditional currency, you don't want it creating money. It's just a representation of it, like paper money. For that matter coins are, the metal is worth less than the value (or the coins get melted).
Crypto doesn't have to be like that. I agree it isn't a controlled currency. That was by design, but it is why it swings so wildly. I'm unconvinced it will ever stabilize. A country/trade-block will want to have ways to control the value to stabilize it.
As for funny money, well, money is just units of value that people agree the value of. It's all just belief based. Even if it is gold backed, which I don't think any are now today. If Musk found a massive gold asteroid, the value of gold would drop as he brought it to Earth. Even if there isn't really a gold asteroid. Just mass believing there is, reduces the value of gold. Everything's value is from our believe of it's use, scarcity and what we think everyone else value for it is. It's all funny money really!
If you can do many to many, you can do 1 to 1. That's why I see them as a single thing. Both Signal and WhatsApp do group calls as well as 1 to 1.
Most people don't get the difference between Signal and WhatsApp, but I agree Signal is way way way more trustworthy and security. When I have to run WhatsApp, for work, which is rare, it is in a jail, with as little access as I can give it. Including a fake address book with only who I need for the call in. It's a closed app from a data mining company. It is filth.
You can do blockchain without mining. You can do distributed blockchain without mining, just not in the same manner. And it can be cheaper than bitcoin mining, for example proof of stake.
I think that's probably it. Their scope is limited. They are only wanting to replaced Teams, Meet and Zoom. Which their are a few open, self-hostable, alternatives already. I want a scope to cover WhatsApp and Signal, while being backwards compatible to just make regular phones calls when nothing better is available.
It will be just cash, digitally. No wild value swings or mad mining rush. Money should be boring.
Part of how you keep it like that is you control the supply. Plus with an existing currency, no need to convince anyone anything. Normies go cross eyed when you explain value is all just belief. Economists get that, but they also get the need to be able to stabilize your currency. The belief in that control is as stabilizing as the control of supply of currency.
I just want currency in digital form that is secure and open source. We know how to do that. Have for a while now. Just take a while more to do it.
SIP is what we have right now for VOIP. If you can connect to SIP, you can literally ring people over the current system. Audio only of course. Backwards compatibly is worth a lot. If they are also SIP, you should be able to do video. The providers I know are using WebRTC for a browser SIP client basically. Baresip has this as an example module, but there is commercial software that also does this. Avoid having to a local SIP client installed.
Backwards compatible laying for the win. Much easier to replace things that way.
If also need to be stable. If you want a stable currency, which you do, you need control to correct it. Which is what central banks do. All we really want from crypto is open, trustworthy, p2p transfer.
I don't think them and you will run the same Linux, but that's ok. Choice is good and kind of the point. :-)