No we're investing billions so that insurance companies can have new and exciting ways to deny people's claims and make them billions more.
It's interesting that people used to be like holy shit that person has a Rolex, it's like $500!! Now people working at McDonald's have a $800 Apple watch. Wild.
China's culture also glorifies cheating. So probably a huge percentage of them are not actually qualified with their printed phony credentials.
Even if every single person stopped using them. They would still be billionaires, and still be making money by other means.
"those we serve" aka shareholders