I mean... I wouldn't do it. But I have spend insane money on other stuff I feel like it's a not that crazy amount. And to each it's own....
The fees they charge as part of it... that's another thing that I agree they are bastards.
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As somebody taking like 0% of all that measures and not having any problem, luck was involved for sure, unless they have a good reason to attack you in particular... I feel like you will be fine...