I'd use myself as a counter example. I'm pretty lucky in life. I've got a decent job, I can pay the bills, I've got a wonderful wife and supportive, friendly family. I'm doing better than the vast majority of humanity.
Games of chance? Unbelievably bad. Statistical anomaly. It once took me 25+ tries to win on a 30% odds lottery ticket.
Fucking hell some of these comments read as redpill bullshit.