Get you hooked to the extreme convenience, much like a drug addict, and then pump up the price or flood every prompt with ads.
There is a big difference between "normal" SaaS and LLM.
In a normal SaaS you get a lot of benefit of being at scale. Going from 1000 to 10000 users is not that much harder than going from 10000 to 1000000. Once you have your scaling set up you can just add more servers and/or data centers. But most importantly, the cost per user goes waaay down.
With AI it just doesn't scale at all, the 500000th user will most likely cost as much as the 5th. So doing a netflix/spotify/etc, I don't think is going to work unless they can somehow make it a lot cheaper per user. OpenAI fails to turn a profit even on their most expensive tiers.
Edit: to clarify, obviously you get some small benefits from being at scale. Better negotiations and already having server racks, etc. But those same benefits a traditionsl SaaS gets as well, and so much more that LLM doesn't, because the cost per user doesn't drop.
The companies doing them have a few hundred million reasons to skirt around the laws, so they will no doubt find a few ways. But that doesn't mean we can't make laws
Same country that convinced itself that you should have one hot and one cold tap, and if you want to get proper temperatured water just fill the basin.. instead of just combining them like the rest of the civilized world.
Yes. Writting down a complex password helps against most attacks, except one where the bad guy has physical access to your note. Based on the normal users use case that is probably a very good trade off. Most hacks are done over the internet without access to your note.
Ideally everyone should use a password manager, but that is highly unlikely any time soon.
I know this is a meme, but security is not binary. It is not you either have 100% or 0%, it is always a sliding scale, and usually on the opposite side is convenience.
Encrypting your drive protects against someone stealing your computer or breaning into youe house while the computer is off/locked.
People like to trash people that write down their passwords on a post-it note and keep next to their computer. It is not ideal, but having a somewhat complex password written down protects a lot more against attacks over the internet than having "password". However, if others have physical access to the note then it is obviously very bad. Like for example in an office.
Gray markets are just full of stolen stuff. To think something else is just fooling yourself.
Anyway, keep using it if you want but they are not "I am so smart for finding it cheaper" but rather "I don't mind support illegal activities"