Where I'm from (France) this is how you pay deposits for rentals.
We also have "bank cheques" for big expenses like houses.
Paying with cheques in regular shops is getting rarer, often requires providing two ID, and gets you weird looks. Debit cards have mostly replaced that usage.
I did it for my nephews because I found it funny to give them time capsules of what kind of music was broadcasted when they were born. And cassettes are a good medium for long time storage :p
Imho it just makes more sense to consider most Disney characters as asexual.