If it takes that long for the average person to earn a billion dollars, imagine how long it would take to spend a billion dollars. These billionaires aren't spending this money and putting it back into the economy, there is no "trickle down" economics happening here. They're using it to buy more assets and investments to make even more money.
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The problem isn't people not believing it, the problem is the people believing and wanting it who voted for and support Trump.