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2 yr. ago

  • She did do that but it was also under her that monumentally beneficial laws like the Affordable Care Act, Dodd-Frank Wall Street Reform and Consumer Protection Act, Infrastructure Investment and Jobs Act, and even some bills that the Senate (or really, just Joe Manchin) sank, like the DC Admission Act, Build Back Better Act, and a couple more were enacted. She knew how to whip her caucus.

  • Not to be confused with the discredited and obscure Nobel Peace Prize awarded by some randos in Norway who nobody cares about

  • Yes, but Pelosi, to her credit, at least was a great parliamentarian who knew how to get bills passed and an agenda enacted. Hakim's whipping skills are way too poor for him to be acting like this.

  • Well, yeah. Her job kinda depends on believing this.

  • I feel like Jeffries is the guy who vaguely knows he is supposed to act like a Democrat without understanding what it really means to be a Democrat.

  • Hey, that's not true. The acronym is French, so it actually stands for Fédération Incompétente et Faible d'Ânes.

  • Since when are ICE supervisors allowed to sign warrants? Do they think they're judges?

  • I can't comment on the situation in other countries, but in the US, in the majority of cases, it's cheaper for businesses to take cash. In the US, the first few thousand dollars of cash deposits are typically free every month. Beyond that, pricing varies. My bank charges 0.35% on cash deposits, which is considered quite high, though it works out to only $42 per week in my example above. The credit union I have my personal accounts with charges 0.15%, which would be $18 a week.

    The cost of labour has already been factored in and it still results in savings. The cost of security is comparatively negligible. A $300 safe is a one-off purchase that pays for itself in a fortnight.

  • He only uses that when he's making proclamations. Otherwise, he usually signs his messages "President DJT".

  • This new Radical Left legislation VERY UNFAIR to our Hardworking Members of Congress! They spend day and night advancing our America First agenda and working for the American People! I urge Leader Thune and all other Patriots in the Senate to immediately VOTE DOWN this extreme Proposal! Otherwise, I will be forced to VETO THIS HORRIBLE BILL as President of the United States!

  • A card which is subject to central bank regulations regarding the interchange fees which they are allowed to charge. According to the Dodd-Frank Wall Street Reform & Consumer Protection Act 2011, the Federal Reserve has the power to limit debit card interchange fees for debit cards issued by large banks with over $10 billion in assets. A "regulated debit card" issued by a bank subject to the regulation is therefore tariffed at the maximum rate allowed by the regulation, which is 0.05% plus 22 cents.

  • If questioned by police they can say "I made it up for Internet clout. I didn't actually steal anything".

  • It is definitely not true that Discover interchange rates are significantly higher than Visa or Mastercard.

    I've put below a list of the actual interchange rates for various personal Visa, Mastercard, and Discover cards types.

    Debit:

    • Visa Debit Regulated: 0.05% + 22¢
    • Discover Debit Regulated: 0.05% + 22¢
    • Mastercard Debit Regulated: 0.05% + 22¢
    • Visa Debit: 0.8% + 15¢
    • Mastercard Debit: 1.05% + 15¢
    • Discover Debit: 1.1% + 16¢
    • Visa Debit Prepaid: 1.15% + 15¢
    • Mastercard Debit Prepaid: 1.15% + 15¢

    Base credit tiers:

    • Visa CPS Retail: 1.51% + 10¢
    • Discover Consumer: 1.56% +10¢
    • Mastercard Consumer: 1.65% + 10¢
    • Mastercard Enhanced: 1.8% + 10¢

    Rewards cards:

    • Visa Rewards Traditional: 1.65% + 10¢
    • Visa Rewards Signature: 1.65% + 10¢
    • Discover Rewards: 1.71% + 10¢
    • Discover Rewards Premium: 1.71% + 10¢
    • Mastercard World: 1.9% + 10¢

    Premium cards:

    • Visa Rewards Signature Preferred: 2.1% + 10¢
    • Discover Rewards Premium Plus: 2.15% + 10¢
    • Mastercard World Elite: 2.3% + 10¢

    You can plainly see that Discover tends to be more expensive than Visa but is cheaper than Mastercard. The only reason I could see that someone might refuse Discover is because Discover cards are all rewards credit cards that go into the higher tiers, whereas many Visa and Mastercard cards are debit cards which go into the lowest tier.

  • Amex isn't exclusive at all. Anyone can go apply for one and get one. It's not special at all

  • I literally cannot think of any places that don't take Discover.

  • Some American states (not mine) have banned surcharging for credit cards in response to consumer backlash. But what's not banned is marking up everything by 3% and then offering a 3% cash discount.

  • Surprisingly not in the US. If you make 100 sales a day of $20 each, then over a six-day week, you'd pay roughly $360 in credit card transaction fees (assuming 2.5% + 10¢ per transaction which is average). If you instead spent half an hour a day counting cash in the till and then half an hour at the end of the week to go to the bank, that's about $98 in labour cost (assuming a labour cost of $28 per hour, which is roughly $25 per hour in wages and $3 per hour in tax), so the savings are $262 per week, which is not insignificant.

  • When I buy from a small business that I want to support, I will use cash. When I'm buying anything from a large company, I will always use the fanciest credit cards in my wallet.

    In the United States, credit card processing fees are more expensive for fancy rewards credit cards and obviously there's no fee for cash.

  • Asklemmy @lemmy.ml

    Have you ever sworn someone as your enemy? What did they do?

  • Not The Onion @lemmy.world

    U.S. House Speaker calls Portland naked bike ride [protest] ‘most threatening thing I’ve seen yet’

    www.oregonlive.com /portland/2025/10/us-house-speaker-calls-portland-naked-bike-ride-most-threatening-thing-ive-seen-yet.html
  • Political Memes @lemmy.world

    Wikipedia at it again

  • politics @lemmy.world

    The hypocrisy of recognizing Palestine but not Taiwan

    wapo.st /4lnUPGN
  • politics @lemmy.world

    Colorado Attorney-General explains why the state is suing a deputy who aided ICE

    www.pbs.org /newshour/show/colorado-ag-explains-why-the-state-is-suing-a-deputy-who-aided-ice
  • politics @lemmy.world

    DOGE vowed to make government more ‘efficient’ — but it’s doing the opposite

    www.washingtonpost.com /business/2025/06/02/doge-vowed-make-government-more-efficient-its-doing-opposite/
  • politics @lemmy.world

    White House MAHA Report may have garbled science by using AI, experts say

    www.washingtonpost.com /health/2025/05/29/maha-rfk-jr-ai-garble/
  • News @lemmy.world

    White House MAHA Report may have garbled science by using AI, experts say

    www.washingtonpost.com /health/2025/05/29/maha-rfk-jr-ai-garble/
  • politics @lemmy.world

    Trump’s immigration ratings turn negative, Post-ABC-Ipsos poll finds

    wapo.st /3Yek4Tj
  • Socialism @lemmy.ml

    What's your opinion on Esperanto (language)?

    en.wikipedia.org /wiki/Esperanto
  • Asklemmy @lemmy.ml

    What is the smallest city in your country that everyone can still instantly recognise the name of? What is it famous for?

  • No Stupid Questions @lemmy.world

    Is the Robert Reich mastodon account actually run by Robert Reich?

  • Programmer Humor @lemmy.ml

    Oh boy what a beautiful regex. I'm sure it does something logical and easy to understand.

  • Asklemmy @lemmy.ml

    What is one relatively unknown thing that your country does much better than elsewhere, but that most people don't know about?

  • memes @lemmy.world
    Locked

    Hope you like socialism

  • World News @lemmy.world

    Israeli strike kills dozens in Gaza humanitarian area

    wapo.st /3Tn0TV4
  • Fuck Cars @lemmy.world

    The number 1 easiest way to convince carbrains to support non-car-centric transportation infrastructure (in my experience)

  • Fuck Cars @lemmy.world

    Thoughts on Hong Kong urbanism?

  • News @lemmy.world

    U.S. sends Ukraine seized Iranian-made weapons

    wapo.st /49uq9xx
  • World News @lemmy.world

    U.S. sends Ukraine seized Iranian-made weapons

    wapo.st /49uq9xx