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Lv_InSaNe_vL

@ Lv_InSaNe_vL @lemmy.world

Posts
5
Comments
523
Joined
3 yr. ago

  • stock market

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  • I think you missed three facts that I keep trying to hammer home.

    1. I genuinely don't care enough to do research and spend time watching the markets. I'm fortunate to have more money than time these days so $750 is worth vastly less than me doing it myself.
    2. It's safer. This is a huge % of my life savings were talking about. I don't trust myself to do it.
    3. I don't care. At all. In any capacity.

  • stock market

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  • Ah yes there is no such thing as experience or knowledge in financials!

    I'm in IT and it's the same way! Throw on an LTT playlist and by the end of the day you'll be a sys admin!

  • stock market

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  • THEY want to make money

    Yes, but they make money when I make money. I pay like $750 per year to keep my account open, but other than that he only takes a percentage of my monthly gains. The more money he makes me, the more money he gets from me.

    And yes of course I could do enough research to match or very them in gains and I could spend enough time watching the markets to make sure I am making sound decisions. Or I could just pay someone a few hundred bucks a month to do it for me. I know what decision I chose.

  • stock market

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  • So I do actually have a high interest account from Capital One it's very nice. But yeah there's a bunch of rules like minimum monthly deposits and it takes up to 5 business days to transfer money out of it. And because y'all are assuming, I also have a 401k and HSA maxed out, and a Roth IRA I put some money in each month.

    But yeah I intentionally left out a lot because I am not a financial expert, which is the reason why I went with a broker anyways. But here are the answers for your questions

    • I have a broker through JP Morgan. I don't know the guy and don't talk to him outside of the once a month he calls me to update me on what's going on.
    • I don't know what stocks he is trading and I don't care. Every once and a while I'll ask him to invest in something I think would be good like Nvidia or AMD but by the time I hear about something he already moved money around
    • Of course he is working for the company and not me. I am not that wealthy haha
    • He consistently makes me 4-6% gains which is plenty for me.

  • stock market

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  • Hi so I am actually maxing out a 401k and HSA, I have a IRA too but I only put a little bit into it. I also have a high interest savings account which is very nice.

    But this is my long term savings and retirement. I don't trust myself enough for that and I've made 4-6% gains consistently since I started. Significantly better than I would be able to do (I know because I've tried with smaller amounts) plus I don't have to worry or think about it.

  • stock market

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  • Sure, but this is my retirement and long term savings. I'm able to admit my limitations and this is one of them.

    I go to a doctor when I'm sick too. I trust professionals.

  • stock market

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  • Actually just avoid the stock market entirely and pay someone else to manage your money.

    I just have an account that I deposit money to every week when I get paid (actually it's automatically deducted) and never think about it.

    Edit: of course make sure you have your 401k, HSA, and IRA accounts maxed out people. I didn't think I was going to have to say this but oh well. And high interest savings accounts are nicer and less risky. Do all of those things then get a broker to manage the rest of your money.

  • me irl

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  • So in Chinese traditions "10000" is just a stand in for "really big number". Kind of like how, at least here in the states, well say "there's a million of them". Not that there is literally 1,000,000 of the thing, but more there is just a lot of them.

  • Still a better love story than twilight

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  • But what if I am just trying to get in their underwear???

  • What sort of grill needs a firmware update lol

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  • Yes, I you agree with me. They absolutely were not at their posts 2.5 hrs after end of day on a Friday, which is likely why they responded to the tickets Monday morning.

    And I am also agreeing with you that there should have been someone(s) who stayed late to actually watch this. But it's not gonna be me haha

    And of course, this is all speculation from a random unsourced comment on social media. It's not that deep ❤️

  • What sort of grill needs a firmware update lol

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  • As someone in IT, the answer is in the comment.

    City Hall is closed by 7:30

    So nobody was ever in the office and nobody on the team wanted to stay (I'm guessing here) 2.5 hrs after work to actually do any troubleshooting and because it was never a problem during office hours then who cares

  • What sort of grill needs a firmware update lol

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  • My dad's smoker is also able to set key frames so you can have it ramp up or down in temp at various points while cooking. And it can either be set to change temp at a time or when one of the probes reaches a certain temp. Plus he really likes being able to monitor it from his iPad, especially in the winter or if he has to run up to the store real quick.

  • The Steam controller was ahead of its time

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  • I remember the couple of times you could pick up a controller and steam link for free. And my dumbass still didn't do it :(

  • there is a remote controlled ai agent on every google device that can not be turned off

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  • Okay good, last time I tried it (around 2020) none of my banking apps worked because of a cert issue or something like that I believe. And I don't use small banks just PNC, Capital One, and and JP Morgan.

    I douse Google pay though. I know graphene doesn't come with the Google apps but can I install them anyways?

    Edit: and 2FA apps had issues too. Microsoft Authenticator and Cisco Duo just refused to run.

  • there is a remote controlled ai agent on every google device that can not be turned off

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  • Oh that's unfortunate, but I guess it wouldn't have Google wallet on it huh

  • there is a remote controlled ai agent on every google device that can not be turned off

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  • Does it support banking apps yet? Last time I tried it anything to do with financials, Bitwarden, or 2FA just didn't work at all.

    Edit: and I've heard you can get Google play store on it now right? Cause I'll need all of my apps back

  • ICE Is Using a New Facial Recognition App to Identify People, Leaked Emails Show | ICE agents can now ID anyone by just pointing a smartphone in their face.

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  • We actually have 3 grands prix in the US now haha

  • Wages are stagnant and cost of living is ridiculous. Are we headed for a crash?

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  • You can't understand because you can't even read the numbers in your own sources haha

  • The Trump administration has made drastic cuts to the National Oceanic and Atmospheric Administration (NOAA) that threaten to impact weather forecasting (headline from four months ago)

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  • I am going to assume you went to a public school, yeah?

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    What are your favorite Sunday night dinners?

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