Fortunately the universe can get Cosmic Overdraft Protection, for only a small annual fee and 23 squillion bazillion stomptillion dollars per occurrence.
Yes, we ignore it. Given the size of the universe, if being inside a black implies any conseqences that will ever hurt us, it will be a process that takes billions of years to develop, giving the human race billions of years to either become extinct or solve the problem.
Well it's actually true, most people feel generally okay. On social media it looks like everybody in the world is hopelessly depressed, because hopelessly depressed people post relentlessly about how hopeless and depressing the world is. Overall it's actually not. And it won't help to click Reply right now and angrily spew a list of reasons why I'm wrong, and give your proof that everybody else should be as depressed as you are or there must be something wrong with them. People generally focus on the things in their lives that they can control, to avoid being paralyzed with inaction. That doesn't mean they don't care about the world, it just means they understand that hopelessness and depression don't help.
I think the main difference is that people were "apoplectic" when food prices had doubled or tripled in a year or two, and now they're only going up like 10%. But also because people get used to anything, and apparently one of the things they're used to right now is food being ridiculously expensive. Thirdly, most people get sick of a subject after a while so they engage less on it. Don't want another article, don't want another comment, they just turn it off and look at memes.
I've owned a Nissan Leaf since 2014. The only required services have been normal annual checkups that were under warranty for the first 5 years and very reasonable after that. They've reprogrammed the brakes a few times at my request when they seemed grabby.
To survive the AI age we will need a completely different capitalism model - which I honestly think will happen, but the transition period is guaranteed to be extremely difficult.
If you know the history of advertising, "hacking our brains" is actually kind of amusing. Ad companies have been employing psychologists ever since the 1950s to figure out how to induce feelings - insecurity, envy, warmth, guilt... you name it, that translate to desire for a product. Classic example is implying that products will increase your sex appeal - not by literally telling you that, but by showing you their little scenarios where using Product X suddenly makes someone hot. Ooooooh, says the young blond in the halter top, you had your taxes done by H&R Bloch? Let me loosen these panties!
Using data about a person to gauge what kind of a deal they might be willing to make is a centuries=old negotiating technique known as "negotiating". Sales people and other business people are always looking for better ways to do it, and now they've found AI to help them. Nobody's hacking anybody's brain, they're just putting expert salesmanship in a box.
Based on past history, if enough people's credit scores fall, making it more difficult for them to finance things, companies will simply lower their credit requirements and charge higher interest, because they want to keep selling things. As usual they'll make it all seem like a good idea, entice buyers with zero-interest periods, etc.
I always knew Roughneck McGee would meet a tragic end. Ironically he wasn't even wearing his BIG necklace.