Temu is also cheapest by far.

I agree and it’s a shame. We’d be much further along if Ford was hyping the f150 PHEV vs the unobtainable and functionally worthless for towing f150 for instance.

Nobody wants to rent a car when they need to travel long distances. It’s a pain in the ass.

This thread is full of clearly basement dwelling non parents. So many AKctually it hurts from laughing.

Naw. You already have the people who really want to be in EVs. You have to convince the rest.

PHEV is what Americans actually want.

Pure electric most days, no range issues for long trips, more power in sports cars.

👌👍

Not really. In practice it has zero effect on my daily commute. I might lose a few kwh due to weight but it’s nearly trivial. Engine maintenance might be 1-2k over 5 years and that’s well worth the ability to drive electric 98% of the time and not having an ounce of range anxiety. Far less cumbersome than adding hours to my traveling when I need range. I believe the vast majority of Americans probably fall into this use case.

The PHEV f150 is the perfect truck for most truck owners and believing folks are going to deal with 100 miles of range just ain’t happening.

I get this is a meme, but the most successful projects are the ones that quickly get you running and are supportive to new users. I’ll get off my soapbox.

🤣 it happens

Are you aware that this meme is about the United States? Did you miss where it said 50 states in the 15 or so words on here?

Thank you for driving that point home so well. “If you are to the right of me, you are fascist.” I couldn’t have said it better myself.

I get shit on every fucking time I say this. Forcing people to EVs is stupid as fuck. PHEV is the sweet spot to reduce emissions.

Oh, I’m sure it has nothing to do with the more progressive left not working with people in the center. Definitely nothing to do with that at all.

How’s all that Biden hate shaping up for the next election!

A single missed payment typically is a small ding and not effect your credit in a major way. Bankruptcy is going to in almost all cases multiple delinquency and debts. I don’t agree that bankruptcy will fuck your day up.

I’ve had several missed payments to utilities the most recent being 3 months late(dumb auto pay shit) and have zero marks and an 830.

My mother (dumb and irresponsible) had missed payments and none of those hit her scores either. I don’t believe this is wide spread from my personal experience and a quick Google doesn’t return anything promising so I’m not sure I can agree with that at all.

It takes one pretty big fucking mistake to crater years of effort. I understand it does happen, usually around homes and employment, to which I would agree we need protections. It’s not for small shit.

Yup, and it becomes very apparent when you get into home loans vs credit lines. The verification goes way up since the last housing crisis.

I did. I’m near 40 was about to enter college and credit and debit cards were everywhere. I’ve never handled much cash my entire life.

Not even close 🤣 what an absurd thing to say. You really think following social rules is the same thing as participating and having a financial history of posting back lent money is the same thing?

Edit you know what, never mind I see you all trying to compare imaginary insurance Facebook scenarios and pretending like that’s how a FICO works. 👌👍.

FICO is kinda stupid in some ways but with responsibility it’s not hard to get a decent rate/favorable score. Yes at the top end is dumb you need to open more credit but in practice that’s not hard to do assuming you aren’t just forced by circumstances to just live off credit.