Zuck seems quite hands on for big purchases e.g.. I'd lean more to the former than the latter, but I'm sure there's a team of lawyers and analysts somewhere.
What you are doing is the coding equivalent of not reading the manual on a new appliance. It will work, but you will get surprised. Probably not in a good way.
In 2024, the United States spent an estimated $14,885 per person on healthcare ... while the average for wealthy OECD countries, excluding the United States, was $7,371 per person. https://www.pgpf.org/article/how-does-the-us-healthcare-system-compare-to-other-countries/