Putting fiber in the ground is expensive. I work for an ISP, and we estimate fiber overbuild costs at $15/ft. So a mile of underground fiber costs about $79,200.
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You don't have to click an ad for it to be a security threat.
It is possible to abuse the mechanics of a web browser to send a fullscreen ad that resists typical means of app closing, scaring a normal user into clicking to install something malicious.
The weakest link is always the user, and advertisements are literally meant to target users. Exactly how hard do you think it is for an ad network to target the kinds of people most likely to get scared and just click the [Fix] button that downloads the malware?
Your average user gets infected and they take a computer to a repair shop to get it fixed, which costs money.
If the ad network would accept liability for damages caused by malware ads their ad networks delivered to people, I could be more sympathetic to the position that blocking ads is unfair to the content creaters paid by ad views. But if I'm financially responsible for fixing damage caused by ads, then I reserve the right to block them.
Full stop.