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Joined 1 year ago
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Cake day: June 28th, 2023

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  • Yea, absolutely, hence the approximated 4-6% return on investment - some years more, some years negative.

    There is this apartment that I’ve been eyeing for a while, and I’ve seriously considered becoming one of those loathed landlords myself. Feels like trying to do right by the apartment and by a tenant would be putting out more good to the world than a passive stock fund, you know? So been reading up on it quite a bit lately.




  • 211@sopuli.xyztoLemmy Shitpost@lemmy.worldScalper economy
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    12 days ago

    I think most of you are underestimating the cost of housing maintenance. We had some bad luck and a couple of structurally necessary renos were bigger than initially thought, or didn’t address the issue as well as we hoped, requiring new renos. In the last 20 years we’ve paid the cost of our townhouse apartment once over, easy. And now the bathroom, kitchen, and flooring could use an upgrade (25-50 years old), which is again expensive. In that time its value has risen maybe 50%, not quite keeping pace with local inflation.

    Not complaining, we bought it for living in and it’s been great for that, and now that everything is at the end of its lifespan is a good time to really make it ours. But house prices aren’t rising insanely everywhere, house upkeep isn’t free (there are always “modifications”), and at least here the average ROI for being a landlord is abt 4-6%, same as stocks lately, and that’s assuming no major surprises.





  • I don’t know how the Play Store version does push notifications, but Molly, and I think the apk from their site, work just fine on degoogled phones without Google services.

    I don’t remember what name it has, but missing it breaks push notifications on most “normal” apps. Many FLOSS ones are coded to have their own methods that don’t transmit data to Google, and it appears at least some versions of Signal do too.

    My threat model doesn’t include state level actors taking an active interest in me, so for my purposes Signal would be secure enough, if only I got people to adopt even it.