Victorians told to brace for more property loss amid 'catastrophic' fire conditions

In short:

A total fire ban is in place for Victoria as authorities warn of "catastrophic" and "extreme" fire conditions across the state.

Emergency warnings remain for dozens of towns surrounding two out-of-control bushfires in central and north-east Victoria.

What's next?

Authorities have warned Victorians to prepare for news of more property losses across the state.