Suggestions for a replacement for PayPal

I have never liked PayPal and I am still forced to use them. Did you knew the longest password you can use us 20 characters?

(I'm located within the European Union) Anyhow, I want something more private, but still quite convenient to use and have something in between my bank details and the site I'm shopping on. Years some companies make virtual temporary cards.

I remember I tried getting privacy.com back in the day but couldn't as it was for Americans and Canadians at the time.

Suggestions? :P