I think I can avoid using metallb since I'm already using Kube-VIP.
I do not think that I am using Virtual IPs correctly as I tried setting it up, but it did not work. I assume the Virtual IP would just become the Load Balancer IP and I would need to configure Traefik and Kube-VIP (as well as my network) to use the Virtual IPs?
I am unsure if I understood everything correctly, but I believe I am already doing everything that you mentioned. I followed the Kube-VIP's ARP daemonset's documentation. The leader election works. I am not using Kube-VIP for load balancing though. Instead, I am using Traefik, which is using the same IP address that was assigned to the control plane during both k3s's and Kube-VIP's setup. However, I am unable to get any additional VIP addresses to properly route to Traefik.
Even if I did get the additional VIP addresses working, I think I still have one last issue to overcome. I can control the local network's DNS so that service#1 is assigned VIP#1 and service#2 assigned VIP#2. However, how would this be handled for traffic received externally? If the external/public DNS has service#1 and service#2 assigned to the network's public IP address, both service's traffic would be received by the router/firewall on port 22. The router/firewall could forward traffic on port 22 to (presumably) a single IP address, which would only allow service#1 or service#2 (but not both) to receive traffic publicly, correct?