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103
Joined
1 yr. ago

  • Hey, you made the choice that was best for you. There are pros and cons for each, and right now my only option is to rent. I am extremely fortunate to have a very below market rate and will take advantage of this time to save all I can.

  • Yeah, it is a pipe dream. I’m just sick of the unaffordability.

  • I use my towel in the opposite direction of what’s shown here. Although there shouldn’t be an issue if you’ve cleansed thoroughly (and I do), I personally cannot get past the thought of drying my ass and face with the same exact part of the towel. Luckily, I let my face air dry for skincare purposes.

  • One doesn’t always need to buy a home, but I don’t know your circumstances. Houses should be as affordable as cars, but I can’t even afford to pay on a 250K loan.

  • I wonder what would happen if everyone suddenly stopped being in debt. Really wish people would just stop feeding the beast.

  • My company tells us not to expect privacy on work devices, period.

  • I bought the latest of some devices earlier this year, but didn’t have cash to buy a completely new PC. I’ve decided if my older desktop breaks, I’ll just have to get a “cheap” laptop & install Linux. Hopefully things stabilize within the next few years as manufacturers shift production.

  • I will admit, I can maybe tell if a video is AI and can listen when something is AI (the way it speaks and the formulaic feel are dead giveaways for me), but often cannot tell if written word is AI. I am not looking forward to its technological improvements… 🫠

  • And it fucking sucks. I’ve been getting my resources from non USA government sites or my state health board (since that information is still reliable).

  • Yeah, we do a lot of inner fighting and it is difficult to get through it. I even find myself getting frustrated at people, who earn twice as much as me, complaining about how they live paycheck to paycheck. The cost of living is not high here (and I save a lot myself), and I think about the wealth I could build if I had their income; basically I think, “why are you complaining??” But we have to remember we are on the same team. We are all ultimately getting screwed over by the owner class.

  • A few months ago, I did a fresh install of Windows 11 with no access to any personal files, etc, all done on a separate drive. After seeing all of the changes, I am glad I haven’t used it since. Holy moly.

  • I mean, many Americans live in medium to low cost of living areas. My state’s median income is below 6 figures, and even costs within the largest city are nowhere near what it costs in NYC or San Francisco.

    Edit: a word

  • Please stop buying these & they will stop making them.

  • The reality is, anyone can gain that kind of wealth by their 40s/50s if they are financially literate at a young age. You can make a median income and still come out a millionaire if you invest even a small amount consistently from late teens/early 20s. Bernie is an old man, so anyone his age that did that could easily be a multimillionaire without trying too hard, even with a middle class income. Now, I’m not sure how he obtained his wealth, just saying that millionaires aren’t all evil or born rich, in fact most didn’t come from wealth.

    The main issue with many Americans not getting that far is poor financial literacy. Most don’t figure it out until their 30s, so they end up behind. Obviously, I won’t include those who were born in poverty as that is a whole other issue and is very difficult to overcome.

  • Due to the current administration’s shenanigans, states are needing to step up anyway. States came together to get the COVID vaccine out to their people, and to help one another track illnesses. I can see more cooperation like that in the future if the BS keeps up (which it most likely will). My state is already trying to figure out alternatives so we don’t have to be so dependent on the federal government.

  • I remember a long time ago someone told me “you can’t reason with crazy.” These people are living in a completely unrealistic universe and do not have their wits about them. You can call them evil or whatever, but even so, they should be getting help from a medical professional because whatever is going on with these people is completely toxic, unhealthy, and destructive, even for themselves. I’ve pretty much written off anyone who still supports this administration a couple of years ago, as any reasonable person has already abandoned Trump and anyone else he associates with.

  • For those who do get paid very well, I wonder why so many can’t afford even one month; many experts suggest a 3-6 month emergency fund (I know the median paid American can’t really do that these days). Now, I understand everyone has a different situation, but I always find it strange when so many who are being paid very well for years don’t have even a month’s worth of expenses.

    I think this non payment situation is inexcusable though and even well prepared individuals cannot do this forever. Something will have to give.

  • I feel like “having it easier” can be relative. I definitely have it easier than my grandmother who is a black woman born in the late 1930s who only has a high school education. I’ve even had an easier life than my parents in many ways, even if they did achieve the “American Dream”. I may not be able to afford a house right now, but everything else has been easier as a whole so far. I’m in the USA, so we’ll see how the rest of it goes.

    ETA: spelling