My argument is knowledge is priceless, but education is worthless. Degrees now mean nothing whether AI assisted or not so going into insane debt for no reason is reckless.
Imagine borrowing $200k for an education, and then doing as much work as you can to actually learn the things you're paying to know and then not being able to get a job
Artificially inflated real estate pricing is one of the main contributors to the wealth issues we're facing. A house near the big water should have no bearing on its value. It's just further commodifying a basic need for financial gain.
Bill Gates is as bad as Bill Gates. You're trying to get a gotcha without understanding what I said.