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subtext

@ subtext @lemmy.world

Posts
4
Comments
334
Joined
3 yr. ago

  • My favorite

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  • I genuinely appreciate you taking the time to write this out. I definitely had stereotypes about NJ being less than pleasant based on all the memes, but I realize I should probably reconsider that. A wine -> casino -> boardwalk tour sounds like it could be fun (I have no idea of the geography so no clue if this is possible).

  • My favorite

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  • I thought that’s genuinely how they did it at high end restaurants to make sure you have a perfectly portioned bit of pasta cooked to the right doneness. I swear I’ve seen this method on Hell’s Kitchen.

    Granted, I may be thinking about something else vs what you’re talking about but still.

  • LineageOS now officially supports the Pixel 9 series

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  • Yeah I’m in the US and those “free” phone contracts over 3 years are objectively terrible deals when you look at the total cost of $100–120/mo or more with the “free” phone on one of the big three vs buying it outright and paying $25/mo (ish) with an MVNO.

    Even if you assume a total cost of $100 at Verizon with the “free” phone—which I believe is a super low estimate—and you assume $45 at Visible (shameless referral plug)—which is their most expensive tier—you’re coming out at $1980 less in contracts over 3 years which could buy you (virtually) any phone you want and then some.

  • Serverless runs on servers

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  • You cannot work on your on-premises servers if you shit the bed with your server management.

    (Just playing devil’s advocate)

  • Bench shuts down, leaving thousands of businesses without access to accounting and tax docs | TechCrunch

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  • I’m sure there is more than one mom and pop outfit using them who thought they were just “new quick books”. I would certainly feel sorry for people who are swindled by con men, and this feels the same to me.

  • Can't sleep at night

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  • Hey, I’m pretty slow… the second that I heard the guitar riff I understood the joke immediately, but I did need the help!

  • FTC launches probe of Microsoft over bundling

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  • Is it possible they didn’t escape something from markdown like an asterisk or something else?

  • 2024 is ending in 5 days and 2025 is coming in, What do you plan to do once 2025 kicks on?

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  • OMAD?

  • Guess it save a lot of time as you get right to the point

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  • I can’t tell you how much “unnecessary” quotes just “bother me”. There are other ways to “convey emphasis” that actually make se”nse”.

  • Which Free&Open-Source Projects should I Donate to?

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  • Not sure if it’s directly related, but I donate to the Electronic Frontier Foundation (EFF). They’re quite active in the technology space and I feel that they also carry the FOSS ethos.

    https://eff.org

  • Hypothetically, if some mysterious force started to jam every radio frequency, how would modern day society adapt to this?

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  • You can also buy shielded Ethernet cables (especially for installation parallel to power lines) which would be much, much harder to jam.

  • 2024 is ending in 5 days and 2025 is coming in, What do you plan to do once 2025 kicks on?

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  • Work is going to start providing lunch for all employees every working day, so I expect I’m gonna have to have a resolution to actively hit the gym more than I do now. I’ve always been a bit stingy with my portions for lunch which helps me to keep thinner, but if work has a nice hot lunch every day I am going to have to work harder.

  • If investing in the S&P 500 is such a surefire way to make money, then why isn't everyone doing it?

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  • The stock market and investing (at least investing for the average person) is supposed to seem hard, and complex, and impossible to understand because how else are those thousands of mid-level Edward Jones employees and their ilk supposed to make a living?? Has no one thought of their incredibly easy white collar jobs??!!?

  • Why do people install expensive hardwood flooring in their kitchens, the place where you are most likely to drop food, cutlery, spill liquids, etc?

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  • ZzzzzzzZZZAPPP

  • The EU wants Apple to open AirDrop and AirPlay to Android and other platforms

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  • The new Matter casting protocol should in theory reduce some of this proprietary-ness of Google’s Chromecast and Apple’s AirPlay

  • Time is an unstoppable force

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  • Is it worth investing if I can only contribute $50 a month?

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  • You gotta remember the time horizon, even with historically bad presidents in office, if you smooth the line of the stock market returns over 10, 20, or 30 years, it ends up looking like a really, really good as an investment opportunity. Especially if you’re into dollar cost averaging.

    Basically, if Trump tanks the stock market by going way overboard with things like tariffs, that would (at least looking at historical trends, I’m no financial expert or anything) make for a killer time to buy into the stock market because you’re getting stocks at a “discount.” Then when a different president / legislature comes into office, and if they turn around the economy, your investment would rise faster than otherwise expected.

    Again, you gotta do what’s right for you, this isn’t me saying you should absolutely invest or anything, especially if your basic needs aren’t met or your emergency savings aren’t at a good enough level to last 6–12 months unemployed. This is just how it has been for the last ~100 years.

  • Is it worth investing if I can only contribute $50 a month?

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  • I’m not certain why they have HSA after 401k and IRA, but some possible things I can think of:

    • HSAs can be harder to take advantage of of the triple tax benefit if you’re retiring early (that is, still younger and healthier)
    • HSAs probably have worse investment options than an IRA
    • Allowing the user to optimize their Roth vs Traditional mix

    Again, I don’t really know because you’re right about the HSA triple tax advantage making it seem better than IRA or 401k, but I’m sure there was a reason given if you care to trawl the subreddit.

  • Is it worth investing if I can only contribute $50 a month?

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  • As much as I hate to send you to Reddit, the r/personalfinance flowchart is hard to beat for most people. I’d recommend you start there to make sure you’re not overlooking something like your emergency fund.