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phubarr

@ phubarr @lemmy.world

Posts
0
Comments
52
Joined
3 yr. ago

  • Why do some say they own or have bought something that they technically haven't (e.g. domain names, expensive things, etc.)?

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  • What are you talking about? "Taxes don't have anything to do with ownership"

    Your county sends the person on the deed to the house a tax bill every year. For me, it works out to over $300 per month for a very modest house. If you have a mortgage, it's bundled into the mortgage payments.

  • Why do some say they own or have bought something that they technically haven't (e.g. domain names, expensive things, etc.)?

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  • It's a scam that you're forced to pay homeowner taxes on a home that the bank actually owns.

    And, they force you to pay mortgage insurance (against yourself) if for some reason you can't pay your mortgage. In the event you can't pay, they make you leave the house AND reap the benefits of the insurance claim. I'm sorry, if the bank wants to bet against you that's one thing, but forcing you to pay the bill to bet against yourself is massively unfair.

    It's entirely possible that you could be unable to afford the mortgage payment because of the additional costs of the extra insurance they force you to pay, to insure them against you not being able to pay. Think about that.

    This is entirely separate from homeowners insurance, which is a whole other scam they force you to pay.

    There should be a law to force mortgage lenders to disclose the full price of the loan at the time you take the loan. For example, if a home is $200k, a typical 30-year mortgage for that home will have you paying something like $450k by the time you finish paying it off. This should be shown to the buyer at the time you take the loan.

  • Since militaries are authoritarian, even in democratic countries; What would a military of a stateless/anarchist society look like?

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  • Easy, just examine Africa's situation with warlords

  • Are people in the US aware that they are now definitely a rogue state, or is this fact covered up by the usual patriotism somehow?

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  • We're successfully distracted by the more immediate personal problems they've created for us

  • Buy Once Software

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  • Happened to me with the Android anti-theft app Cerberus, AND with the PlayOn TV recording service.

    We should make a shame/do not trust list.

  • Windows 11 is closing a loophole that let you skip making a Microsoft account

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  • "Fascism should more appropriately be called Corporatism because it is a merger of state and corporate power."

    -Benito Mussolini, 1932

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    Permanently Deleted

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  • You're exactly right with that second part. The Cold War never ended, it just got colder. We severely underestimated the deviousness of Russian leadership. They 100% started playing the long game once they realized they lost the short game in 1991.

  • GeoCities in 1995: Building a Home Page on the Internet

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  • Amazon Boycott Begins Friday, Includes Whole Foods, Ring, Twitch

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  • Someone needs to create a browser extension to coordinate the masses and alert/intercept web traffic to boycotted products/services.

  • Senior Conservative MP says UK must consider possibility ‘Trump is a Russian asset’ - Politics.co.uk

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  • Doesn't anyone remember the veiled threat Putin publicly gave Trump when he took office again? It was something along the lines of Putin re-emphasizing who was truly in charge... as if he had some kind of blackmail on Trump.

  • 11-Year-Old Texas Girl Bullied Over Family's Immigration Status Takes Her Own Life

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  • Too true

  • Suffering is Real. AI Consciousness is Not.

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  • I recently started debating with myself why we don't consider artificial intelligence genuine life. I begin with the most broad truth and work towards narrowing it down to get the most specific, essential truth.

    So far, I believe that the fact we have emotion is probably the single biggest determining factor in whether we are truly alive, or other words, really a form of life... More specifically, intelligent life.

    Can anyone build on this? Maybe try to find a slightly narrower definition of why we believe we are alive and AI isn't?... And what about humans born without any functional emotions whatsoever, ie severe cases of sociopaths, psychopaths, etc. Does that mean they're not?

  • US egg prices hit a record high of $4.95 and are likely to keep climbing

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  • Enough already

  • US Justice Department accuses six major landlords of scheming to keep rents high

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  • They should have a criminal charge for crimes against the economy. They did this to us. They made it this way. There needs to be tangible justice.

  • Meta slammed for 'disturbing' AI profiles, including a fake Black queer mother

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  • I think you're completely right. Information warfare is something new to a lot of people. I've been following a very credible, insightful teacher about this topic on YouTube, by the name of Ryan McBeth. I highly suggest everyone checks out his channel. He's retired US infantry, but a current intelligence analyst and content creator who is VERY good at what he does. He's taught me a lot about misinformation and disinformation, how it's used, how to spot it, and how to fight it, and showing example of how governments and businesses are using it. Truly someone worth your ear.

  • Meta slammed for 'disturbing' AI profiles, including a fake Black queer mother

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  • The companies doing the advertising are totally fine with it because it creates fake peer pressure and gives potential customers a fear of missing out on what's trending. Astroturfing is fine as long as it serves the will of the wealthy.

  • Meta slammed for 'disturbing' AI profiles, including a fake Black queer mother

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  • This is precisely what it is

  • Revolut, McDonald's, and Authy have banned the use of GrapheneOS.

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  • The most ironic thing is that if you open a history book, you can see that we convinced nearly the entire world join us in crapping all over communism, because of its tendency to almost certainly lead to corruption and mass suffering DUE TO GREED. Now look at us, we're just one bad presidential term away from being just as bad off as the USSR. "Trickle-down economics" didn't "trickle down" at all, it just funneled more wealth to the greedy rich. Oligarchy, anyone? Now, as a result, if you want (or don't want) a law to apply to you, you can just pay enough money into the corrupt system and get the rules changed for you. The concept of "trickle down economics" was truly a communist policy in sheep's clothing.

  • Revolut, McDonald's, and Authy have banned the use of GrapheneOS.

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  • To add a little more context, I worked at a corporate marketing firm for 16 years, and I can see through their bullshit ulterior motives like a superpower.

    The US is heading into a society where ALL corporations will have their own "loyalty" cards, which you present at time of payment for your discount, which actually serves to track your consumer habits (through being linked to your personal information like name, email address, phone number, physical address, etc).

    Eventually, as this opt-in, privacy-invasive trend goes unregulated by our government (due to corporate infiltration of our government's regulatory agencies, the term being "regulatory capture". Learn this word, you will see it on your exam later.), what we see as advertised prices will begin to only apply to those with loyalty cards, the hidden meaning being that the sale price is contingent upon providing your private data. The corporations will pour millions into researching the smallest possible discount which will convince you to participate. Make no mistake, rest assured this is by design, the various industries have colluded, directly or indirectly, during this greedflation era to make it so financially difficult to exist, and have made us all so desperate to get by, we are everything but forced into their privacy disclosure program because we need every little bit that helps.

    Goodbye privacy.

    Say goodbye to the days of traditional, old-fashioned "here's a sale, here's the money" type of transaction. The buzzards in corporate finance department have found yet another incrementally more efficient way of extracting even more profit from you during the sale process. The era of loyalty cards/proprietary corporate apps is coming fast and hard, so get used to it because it won't be going anywhere but further up your ass. I see these trends and this is ultimately why I left my corporate career. Once I saw it's cold unquenchable heart of greed, I didn't want to use my talent to further stoke the flames to revive the capitalistic greedfest that consumed the 80s. The only difference is that in the 80s, they lacked the technology, government policy, and the understanding of the socioeconomic mathematical models in order for the 1% to plunge us deeper into this hellscape we enjoy today.