Interest rates are locked in as part of the terms of the lending contract, unless you're talking about adjustable rate mortgages, which I am not. You're factually wrong here, sorry.
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You realize that was 12 years ago and the only people who still bring this up are liberals acting like it's some great "gotcha!", right? Shut the fuck up with the tan suit already. You sound as demented as him. Maybe focus on today. If your best defense against facism is some half-witted comment about 12 years ago, weren't not gonna win this.