IMO Tile is fine because usually you forget where something is because you left it there, and so your phone will tell you where you left it, you really only need a network if the thing moves after you left it somewhere.
The issue with option one is that scammers get old (or not technical) people to do stuff when they don't know what they're doing and click the box not knowing what they just did. So yes very frequently they need to protect people from themselves because they're dumb, but I still expect banks to do business with those dumb people, sooo.... Option 2 it is.
Man I wish OmniSharp didn't suck. I built an extension with VSCode and got excited about what I could build, looked into OmniSharp again and gave up when it was crashing without me even throwing a big project at it.
Honestly I think we've been there for a while. The only difference now is that it's very easy for anyone to fake something, which might actually force us to face it? Or not who knows.
Who determines the questions and answers? Now they are the ones determining who can vote and thus the people in control.