My vote is password manager. You can use 1 really good password for it and as many stupidly good passwords anywhere else since youre likely auto filling or pasting it in.
Just if your using it locally, remember to take a backup.
Time commitment just to get to one, time commitment to charge, time commitment to get back on track to where you were going.
There's plenty of places and points of time that this would be a big enough of an issue for people to push them away.
However, I think people should heavily consider one especially if they're just going in and around town and have the luxury of being able to install a charger at their home/place of residence.
Many are just trying to make the best out of what we have and it often feels like we have such little impact on these things happening across the country, let along in other parts of the world. The world population approaches 8 billion. Our impact is often meaningful in some way, but incredibly limited overall.
How can someone truly help with something across the world, like Ukraine/Russia and now Israel/Gaza, when conflict is constant and many also have to simply survive, in the face of entities that are capable of spending trillions of dollars.
Short answer: yes