Every advanced country is going to have population decline, as most women don't actually want to have kids. Or at least have enough kids to maintain the current population levels.
Stuff? That isn't very much money. Our monthly grocery bill alone is over $1,000. Plus rent. Plus car payments. Insurance. We're already over $5,000 a month.
I don't know what to tell you, but I work in business in the US and work in invoicing in the construction industry.
Everything is done via paper, full stop.
Bank transfers do not generate invoices, full stop. Company to company payments are made using a PO or check. Nothing else, in my experience, are accepted.
These are for amounts of $1 to tens of millions of $$$.
Man, I would never pay rent or a mortgage payment with a deposit. I did that once, and they claimed I didn't pay several times, and I had no receipt. I had to pay my bank $20 to provide proof of deposit (several times) Fuck that. Also fuck US Bank.
Yes, my wife and my employers both pay using checks as well as printed invoices after direct deposits.
My entire family uses checks to pay each other. I'm not going to Venmo my dad $15,000. And his back doesn't let me transfer funds to him for since idiotic reason.
I'm mid 40s and didn't get a credit card until I was 25. And I couldn't even pay for any utilities, rent or car payments with it. And still can't. Online bill pay wasn't a thing until like after the recession.
PHEVs are also more expensive to manufacturer than a BEV, long term. Particularly once the huge new battery factories start hitting economies of scale.
Japanese cars were great in the 1990s, and phenomenal in the '80s, but now not so much. American automotive manufacturers have generally cut up with Japanese automakers in technology and reliability. Can be a lot more exciting too.
Tessa was in San francisco, not delaware. Delaware was only for incorporation and tax purposes.