An insurer is an interesting one for sure. They'd have the stats of how many times that AI model makes mistakes and be able to charge accordingly. They'd also have the funds and evidence to go after big corps if their AI was faulty.
They seem like a good starting point, until negligence elsewhere can be proven.
I don't understand why we give Islam a pass, a lot of the religion is based on the same barbaric Christian beliefs that we're all too happy to very rightly call out and shit on. I'd even say the Qur'an is worse than the Christian bible in many ways, given the war heavy times it was written in.
We obviously need to be careful of equating Muslim with brown, and I get that a lot of people are just racist and don't have a more in-depth understanding of the actual religion. But the religion of Islam itself doesn't just deserve a free pass because of that