I think I am going to be one of the people buying into Zen 5 but mainly for the longevity of the platform aspect. I'm in the preplanning stage of my next ProxMox server that will be my NAS (unRAID VM), local infrastructure (Samba AD, Adguard, etc.) & Gaming PC via Parsec/Moonlight or plugged directly into the PC with GPU/NVME passthrough to a VM for gaming.
Firewall is on a separate ProxMox host so if the ProxMox host needs a reboot internet will be fine.
I use an Ansible playbook to do fresh install stuff such as app installs & joining my local Samba AD.
Another option, that I've never tried, would be to put your /home directory on another partition. That only solves the settings though and not your app installation bit.