These are unsecured loans. Your business only works as long as people are paying off their loan. When the economy tanks, when unemployment goes up, when inflation makes food and rent super expensive..., you can only go for so long when enough people stop paying you back.
If you use the volume buttons to take a camera photo, when taking a selfie with the phone closed, the smaller length and bigger thickness makes it easier to hold the phone oriented so the buttons are much more convenient for your fingers to press.
With the outside screen small, when you take a little breather from doom scrolling and close the phone when you put it down, that click and closed phone makes it a little easier to resist instantly picking it back up right away.
Did a single person write this? It feels like the same set of paragraphs was written 4 times. Like a poor-performing student writing lots of filler for hit a word count.
I do keep wondering how these buy now pay later companies see this playing out over a long time.
Klarna was founded in 2005, and Affirm in 2012.
Maybe it's just the same old tech-startup playbook; Live a good life for 10 years of funding until you get acquired, or hired to another good life fin/tech-startup.
After Trump is bored sending US troops to US cities, he will start sending US troops to "woke" countries who do things like provide immunization vaccines.
So another business owner who is not punished after hiring 1/3 rd illegals.
If this business owner didn't provide jobs for illegals, then illegals would not come. He is one of the sources of the "problem" that he complains about.
Trump will lie about any evidence. Fox News will rebroadcast his lies and edit videos themselves to support Trump's lies. MAGA will only watch Fox News and blindly believe everything they are told.
These are available to a much wider audience. And the placement at the checkout is very manipulative.