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2 yr. ago

  • Look, I've made some bad choices in life. I'm in my 30's, I live with my girlfriend and her mother, and my credit only just recently got above 600. But because of the rules the CPFB put in place, I'll be laughed out of ANY bank if I walk in and ask for a mortgage for just a bare plot of land with nothing on it. And maybe I'm being selfish, but the CPFB hasn't done dick to make home ownership more affordable, or to keep private equity from snatching up all available inventory.

  • On the other hand, it's because of the CPFB that one must have absolutely sterling credit to even think about getting a mortgage. Prior to the 2008 housing crisis that led to its creation, banks were handing out mortgages like Halloween candy, all anyone had to do was walk up and say "Trick or Treat!". Didn't matter whether or not the person getting the mortgage made enough money to even pay the interest, the mortgage and the house were both there for the taking.

  • And Kamala’s strategy for relieving pressure on the housing market was a $25,000 credit for first time home buyers?

    This was also going to be coupled with a large tax credit to construction companies for building single-family homes and another tax credit for selling them to first-time homeowners.

    Taken together, that all sounds pretty good. But I think what really needs to change is zoning laws. The problem is that the federal government has no control over the zoning ordinances of local communities. Hell, state governments barely have control over that. Usually whenever a rezoning of a neighborhood is brought up, it causes a firestorm at city council meetings.

  • Probably says "Fit for human consumption". Humans can actually eat mealworms.

  • That and the third place is being and has been turned into a place where you are expected to buy something(food+drink and merch)instead of just enjoying yourself and spend time with friends. There's nowhere for kids of any age to go that doesn't charge a fee to get in(some parks), doesn't have rules against talking(libraries), hasn't been made obsolete(malls, arcades), or is unreligious.

  • Well, yeah. "House" no longer means "Place where people live". It's now defined as "long-term investment/passive income generator".

  • I mean, he could, but wouldn't he need Congress to confirm his appointments? They'd just do what they did while Obama was in office and block any motion for a vote, especially since the Democratic party doesn't hold a filibuster-proof, 60-member Senate majority. Although, Obama had that and still blew it, the price of believing one can still engage in good faith negotiations with bad faith actors, I'm afraid.

    They're already declaring their intentions to not negotiate with Harris in good faith, should she win the election, and to block all Presidential appointments. Hopefully she will go ahead and do it anyway. SCOTUS does get the final say in what does and does not constitute an "Official Act", but they don't have any enforcement mechanism. All they can do is send a strongly-worded letter, asking her to stop, but they can't force her to stop.

  • Not surprising. The Israeli government also bans services like 23AndMe or Ancestry.com from operating in their borders unless a doctor seems it medically necessary. DNA is a store of information, just like a book.

  • Yeah. Every city in America will have a skid row. Ever seen the movie "District 9"? They kinda want that for America's homeless and immigrants

  • And to get ahead of a new law they passed in California, they're already putting it on the screen before check out that you're buying a license to the game, not the game itself. Of course, I think just like Prop65, it will be too broad. Prop65 is the law that says that anything with even a trace amount of carcinogens has to have a warning that announces the presence of carcinogens.

  • Not even Empty G?

  • And he can send the US Marshals to bring them in. They can be handcuffed and dragged into the Chamber. I believe Kevin Spacey's character in House of Cards did this. Wonder which ones will get into a shootout with Marshals telling them the President needs them to come in and do their job?

  • Biden should do it, anyway. Do it and declare it an official act, force a Constitutional crisis when SCOTUS tells him its not an official act. The Judicial Branch, by design, has no enforcement arm to make POTUS do anything. They cannot send a brute squad into the White House to apprehend him and Harris. They can say it's not official, but they can't actually make him stop. Now, Congress does have armed goons they can send in, but they would immediately be confronted by Secret Service agents with itchy trigger fingers.

  • Exactly. You get what you give. You give the bare minimum to society, and society will give it right back. You want more, give more. Go help your community. Take out your elderly neighbor's recycling. Volunteer at your local shelters/soup kitchens. Attend some local events. Sit in on city council meetings. When I moved out of my small town a couple years ago, I learned that real life is a lot like online forums. You have to lurk before you can post. Learn the language, the local etiquette and taboos. Watch the people in your neighborhood, their interactions. Blend into the background, and observe. Talk little, hear and see much.

  • Eyeball every single purchase the Israeli government makes. If they start buying Zyklon B or any of its precursors, and building showers in these camps, then we know. I guess when they said "Never again" after WW2 they meant "Never again, to us."

  • Removed

    Both sides!

    Jump
  • It's funny. I have a blog post from Ken Arneson who talks about "The Right to be an Asshole" and here's how he defines an asshole:

    An asshole is a selfish person whose selfishness causes foreseeable indirect collateral damage to the people around them.

    He goes on:

    Assholes take risks that provide upside to themselves, but transfer the downsides of those risks to other people.

    But the true test case for the limits of freedom is the asshole. Philosophically speaking, assholes walk the line between intentions and consequences. Assholes form the boundary between freedom and control.

    Assholes don’t intend to do direct harm. They just don’t think about, and/or care about, and/or believe, and/or comprehend, that their actions can or will have negative consequences for other people beyond their direct intentions.

    He goes on to recount the tale of COVID Patient 31 from Seoul, South Korea. Shortly after receiving her diagnosis, she decided to seek comfort at church. Hundreds of deaths and thousands of infections were traced back to her through contact tracing. So, now we come to intentions vs. consequences. Patient 31 wasn't intending to make anyone sick or die, she was merely seeking comfort through faith. Any reasonable non-asshole could have told her and probably did tell her, that attending church while infected would cause others to be infected and possibly die. How should this asshole be judged? If we judge her by her intentions, then she's as much a victim as anyone. But if we judge her by her consequences, then she's a mass murderer.

    So the question we have to ask as a free society is: What the fuck do we do about assholes?

    Assholes have a very clever trick that allows them to keep being assholes.

    If you try to stop them from being an asshole, they will declare you to be an asshole who, although perhaps intending to prevent some bad thing from happening, causes harm by denying some very fine people, who have no intention of harming anyone, their freedom. So who’s the real asshole here, anyway?

  • They are a real group. They're part of a coalition with the White Women for Harris, who raised between $2-$8 million for Kamala Harris. Pantsuit Nation is rising up and New Balance Kingdom is going to match their work.

  • I've read her book "Too Much and Never Enough: How My Family Created the World's Most Dangerous Man" and I have to say, the insight it gave into how Donald Trump came to be was astounding for such a short book. It's 250 pages, but well worth the read.

  • Hell, the Chicago PD had a blacksite modeled after CIA blacksites, called Homan Square. More than 7,000 people were detained there, and only 68 of them were ever allowed access to an attorney.