Could a darknet insurance help with all these busts?

It is a shame seeing Darknet vendors busted and their lives ruined for victimless crimes. I wrote a blog article about how to mitigate that:

'The case for a Darknet Trade Guild'

http://z7735okcy6gggduobp6vjfcgwz4ss5eeduww7iw2agjmfgpjlnquezqd.onion/article/the_case_for_a_darknet_trade_guild

I need honest feedback. Love you all!