Even the researcher who reported this doesn’t go as far as this headline.
“I am an admin, should I drop everything and fix this?”
Probably not.
The attack requires an active Man-in-the-Middle attacker that can intercept and modify the connection’s traffic at the TCP/IP layer. Additionally, we require the negotiation of either ChaCha20-Poly1305, or any CBC cipher in combination with Encrypt-then-MAC as the connection’s encryption mode.
[…]
“So how practical is the attack?”
The Terrapin attack requires an active Man-in-the-Middle attacker, that means some way for an attacker to intercept and modify the data sent from the client or server to the remote peer. This is difficult on the Internet, but can be a plausible attacker model on the local network.
Even the researcher who reported this doesn’t go as far as this headline.
https://terrapin-attack.com/