In Spain we have bizum. It is instant, well integrated with bank apps, works with a mobile number and it is free.
The Netherlands has Tikkie, same thing. And my bank has instantaneous transfers all across the EU… I’ll never change bank
Actually, the goal is to fold all of these national digital payment schemes (like iDeal, Payconic, Giropay,…) into a unified European system called WERO which is also based on SEPA Instant Transfers and will be rolled out over the next couple of years. They actually just finished the acquisition of iDeal recently.
That’s awesome, if I can use the Bizum equivalent all over the EU, I’d be delighted.
Same here!
I do not understand how I can transfere money instantly theogu an app but the bank needs a few days to do so (unless I pay a fee for instant transfere). I can’t imagine it costing the more to transfere my money now than have it done during the night