This is “unpredictable” only insofar as the previous president refused to let the programs work.

The end result was a promised program that didn’t work as intended and was unreliable. The details are a little less important than the results. However, I’m actually referring broadly to some folks that I saw saying that it should be some sort of presidential ‘ritual’ of forgiving debt, rather than being confined to select programs.

Worry about loan forgiveness to businesses and rich people rather than to poor people and public servants.

Note that I’m less concerned about the loan forgiveness, but instead worry about the “blank check” effect and future affordability and whether or not a student gets stuck with debt assuming they will get forgiven and then get screwed because a future administration refrains from doing so or interferes with ‘forgiveness’. I’d rather circumstances result in no significant debt at all, that government’s willingness to contribute happens up front and universities are somewhat held accountable for their costs to keep that affordable. We can also worry about the crap done for businesses and rich people, but the current situation kind of sucks for planning if you are poor, having to go into massive debt hoping maybe you’ll get in on some forgiveness down the line.