Does anyone else get paralyzed on fixing small things because they're terrified of it becoming a larger thing? And how do you overcome it?

I guess "hire someone" is always an option, but it's a difficult task sometimes, especially finding someone reliable. It's not even that the larger thing is outside my ability, it's just "ugh, I don't have time for this".

Curious if anyone has any tips and tricks to overcome this kind of paralysis.